Insurance Benefit Plans (Available in Most States/Call For Availability - Offered to Individuals, Families, and Businesses/Groups) 

Major Diseases & Cancer Plan

ACCIDENT PLAN

LT/ST DISABILITY

  • Pays Directly to You

  • Up to $7,500  per month for  Chemo/Radiation/Immunotherapy

  • $300 per day hospital confinement

  • Pays $4,000 per surgery plus actual charges for breast reconstruction 

  • Covers 27 Diseases in addition to Cancer including Lupus, MS, Sickle Cell, Cystic Fibrosis, Addisons etc

  • Summary of Benefits

  • Pays Directly to You

  • Pays portion of income while you are unable to work 

  • Protect against loss of income/assets and having to deal with creditors

  • Short waiting periods

  • Forty-three percent of all people age 40 will have a long-term (lasting 90 days or more) disability event by age 65

  • Summary of Benefits Example

LIMITED HEALTH PLAN

FULL HEALTH PLANS

SHORT TERM HEALTH

  • No Medical History Checks/Guaranteed Issue

  • Pays directly to you in addition to other benefits/No deductible

  • AD&D policy and schedule of surgery benefits

  • Prescription drug benefit

  • Doctor on call 24/7 with ability to write prescriptions

  • Summary of Insurance Benefits

  • Inpatient hospital benefits, Outpatient professional care

  • Human organ and tissue transplant benefits

  • Home health care, hospice and skilled nursing facility benefits

  • Ground and Air Ambulance Services

  • Affordable, cost-effective health coverage, Prescription drug plans

  • Quote Comparison Example

  • Great alternative to paying expensive COBRA, retirees waiting for Medicare, and seasonal employees

  • Low deductible, pays 100% of office visits after deductible paid

  • Inpatient and outpatient services

  • Pregnancies Ok

  • Numerous other benefits, average cost is $97 per month

  • Summary of Benefits

LIFE INSURANCE

ANNUITIES

LONG TERM CARE 

  • Term Life Insurance

  • Whole Life Insurance 

  • Universal Life Insurance

  • Variable Life Insurance

  • Life insurance with catastrophic illness riders (also pays if you have a stroke, cancer, heart attach etc and don't pass away)

  • Fixed and immediate annuities

  • Lifetime income with beneficiary or joint spouse option

  • Deferred Tax Benefits

  • Joint and Survivor Annuities

  • Term Certain Annuities

  • Fixed Rates

  • Pays a death benefit if you don't use it

  • In home nurse care benefits

  • Helps protect assets and inheritance for loved ones 

  • Helps to avoid dependence on family members 

  • Helps to avoid dependence on Medicaid

  • Tax advantages

 

972-798-3769

Quotes@planforfreedom.com