No matter where you search throughout the Lone Star State or the United States as a whole, there’s nowhere quite like Flower Mound, TX. A hidden gem in North Texas, its residents enjoy stunning homes, unique recreational activities, modern eateries, and fun shops and event centers. The balance of small-town charm and large city amenities is one of the biggest appeals for homeowners both old and new. While homeowners have plenty to love about this one-of-a-kind city, many responsibilities remain.
Your home protects you and your personal possessions, but it is up to you to keep it protected against the many perils it may face. There are weather-related perils such as wind and hail damage to contend with. Flower Mound, Texas, is blessed with a low crime rate, however, theft and vandalism are a threat to anyone. Even if you are an esteemed chef, you can still fall victim to a simple kitchen fire destroying your home.
Knowing how to protect your home from perils is imperative and to do so accurately, you’ll need to understand the threats specific to your home. Each city is different and the needs of homeowners from city to city will vary. Take a closer look at some important statistics about Flower Mound, Texas, to best understand how to protect your home and your family.
The Facts About Flower Mound, Texas
*Source: The United States Census Bureau
Home to multiple parks, stunning golf courses, proximity to both Lake Grapevine and Lewisville Lake…the list goes on and on. There are a number of stunning neighborhoods throughout The Mound, and the city continues to gain awards as the best place to live in Texas. Residents of Flower Mound enjoy:
- Gainful employment.
- Low poverty levels and strong economic conditions.
- A prime location between both Dallas and Fort Worth.
- Strong educational systems.
- Ranking as the safest city in the state.
- Entertainment and recreational options for a variety of lifestyles.
FloMo is home to many of the things that make our country a wonderful place to live. It truly is a crown jewel on top of the greatest state in the Union, but perils can affect anyone. Explore more about some of the challenges homeowners such as yourself face in keeping themselves, their families, and possessions safe.
Homeowners Insurance Protects More Than Your Home
Your homeowners insurance is one of the best ways to protect you and your family from financial hardship from a number of losses. A standard homeowners insurance policy will protect against 16 different perils from a wide range of threats. Some of the most common perils homeowners in Flower Mound, Texas, may face include:
- Hail and wind damage.
- Theft and vandalism.
- Water damage that caused by a sudden and accidental event.
- Freezing damage that is sudden and accidental.
- Damage from lightning, fire, and/or smoke.
- The weight of ice or snow causing damage to your home.
The core focus of your home insurance policy is the physical losses you and your family may endure, however, it will also protect against liability issues such as if someone is injured while on your property. Your personal possessions are also protected from the same perils whether they are at home, in your car at Heritage Park, or tucked away in storage.
Umbrella Insurance Reduces Your Risk of Liability
When homeowners reach a level of affluence or possess valuable assets such as a luxury vehicle or profitable portfolio, liability risks may be an issue. There are two important things to remember about your home insurance policy:
- Your home insurance policy is not a blanket coverage that will cover you against any and all losses.
- Your home insurance policy will protect against liability issues, but there are policy limits. You may increase your limits, however, you will pay more in premiums.
If you find yourself needing additional protection, an umbrella policy can help keep you protected against legal issues you may face. The average umbrella policy is usually only a few hundred dollars a year and can protect you for thousands of dollars.
Auto Insurance Provides Flower Mound, TX, Homeowners Savings
If you own a home, there’s a good chance you have one or more vehicles in need of protection. To stay legal in the state of Texas, every motorist is required to have an auto insurance policy. As a homeowner, you can use this to your advantage to save more money.
There are many discounts available to homeowners, but the most effective way to save money on insurance is through bundling. By bundling multiple policies, such as your home and auto insurance policies, you gain savings passed on by your insurance provider. Brands enjoy loyal customers who purchase multiple products and will reward you for combining these coverages with a notable discount on your premium.
Boat Insurance Keeps You Protected on Grapevine Lake
If there’s a better way to start the day than heading to Twin Groves Marina, we haven’t found it yet. Heading to Lake Grapevine is a great pastime for many of the residents who call Flower Mound, Texas, home. Just as you protect your home, it is also important to protect your watercraft from a number of perils.
Though boat insurance isn’t a requirement in Texas, it can save you from paying thousands of dollars after a loss. From property damage to medical bills and even legal fees, there are plenty of ways you could have to pay following an accident involving your watercraft if you fail to hold the proper boat insurance coverages.
Oh, and did we mention? Similar to bundling your home and auto insurance, you can also bundle your boat insurance policy to maximize savings and coverage!
Freedom Insurance Group is Proud to Serve Flower Mound, Texas
Knowing you’re protected with the right coverages can bring you peace of mind. Finding the right coverages for the lowest price will deliver the protection you deserve while keeping money in your pocket. Freedom Insurance Group understands and helps find homeowners throughout Flower Mound, Texas, the right coverage options for their needs at the lowest cost possible.
We get to know our clients to better understand their needs. Each homeowner’s needs are different and by creating a custom approach to your insurance needs we can prevent gaps in your coverage while saving you the most amount of money.
Our agents work for you by comparing your coverage needs among more than 25 top-rated insurance companies with strong financial ratings and a range of coverage options. By comparing your coverage among multiple brands, we can build a custom coverage option for you and your home that doesn’t break the bank. Contact us today or get a free home insurance quote with only a few clicks of a button.