(800) 253-1482Posts Tagged ‘home insurance’
The History and Meaning of the term “Hazard Insurance”
“Hazard insurance” refers to insurance coverage that protects property owners against damage caused by natural disasters, such as storms, fires, earthquakes, and floods. The term “hazard” in this context represents anything that can cause damage to a property. The term can mean different things to different people, so whenever hearing the words “hazard insurance” in…
Read MoreDoes Home Insurance Cover a Garage Door in Colorado?
If it’s an accident and someone that is a member of your home causes damage to the garage door accidentally, you can submit a claim and typically move on from there. However, garage door incidents can be tricky.
Read MoreRead Your Home Insurance Quote in Colorado (5 Easy Steps)
Equipped with Freedom Insurance Group’s guide, Colorado homeowners can better grasp the pivotal factors influencing their insurance quotes. These encompass coverage limits, deductible amounts, liability protection, personal property coverage, and additional endorsements. By comprehending these aspects, homeowners can more wisely choose insurance plans aligned with their unique needs and financial capacity.
Read MoreProtecting Your Home and Auto From Colorado Hail
In southeastern Colorado, particularly Pueblo, August experiences the worst hail month. Hailstones ranging from one to two inches in diameter, falling at speeds up to 80 miles per hour, are frequent in eastern Colorado during the summer but over limited areas. In northeastern Colorado, stones as large as 4.5 inches have been observed, causing significant damage, including penetrating roofs.
Read MoreHow To Get Texas Home Insurance Companies To Pay for a New Roof
Often, Texas homeowners that require a roof repair or a new roof altogether, are suffering a loss that is affecting multiple aspects of their lives. The last thing you need to also go through is dealing with an insurance company that makes getting things back to normal a hassle. Learn more on when to submit a roof claim, what to expect throughout the process, and how to get the reimbursement you deserve.
Read More11 Ways To Lower Your Housing Expenses in Texas
How much does a house cost? The true cost of home ownership goes far beyond the price you pay for purchasing your home. The average cost of owning a home continues to rise and there are important considerations homeowners and prospective homeowners should be aware of.
Read MoreAn Insurance Rider Protects Texans From Coverage Gaps
Also known as endorsements, an insurance rider is commonly used to protect expensive personal items including jewelry, collectibles such as art, instruments, etc. Typically, they cover items that are either not already included on your insurance or the cost of which may outweigh what you’d get with a higher-tiered plan.
Read MoreAre Swimming Pools Covered by Homeowners Insurance in Texas?
Both above-ground and in-ground pools are available for coverage through a home insurance policy in Texas. Swimming pool insurance requirements can vary and may include periods in which your pool will need to either be covered or surrounded by a fence for safety.
Read More17 Things You Need To Know About House Insurance in Texas
Protecting yourself with homeowners insurance in TX is critical, but whether you are a seasoned homebuyer or engaging in the process for the very first time, you’ll likely have questions. There is a ton to cover and we’re here to help.
Read MoreHow To Prevent Storm Damage in Texas
After you’ve suffered storm damage, there is still the risk of suffering from further losses by it getting worse over time. This is why it’s important to be prepared with the right resources and knowledge to help mitigate your losses.
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