Posts Tagged ‘Homeowners Insurance’
How Do Insurance Companies Pay Out Claims in Colorado?

It’s frustrating to suffer a loss and the quicker you receive communication and reimbursement, the sooner you can move forward. But it’s still important to be reasonable about the process to temper frustrations and stress.
Read MoreThe History and Meaning of the term “Hazard Insurance”

“Hazard insurance” refers to insurance coverage that protects property owners against damage caused by natural disasters, such as storms, fires, earthquakes, and floods. The term “hazard” in this context represents anything that can cause damage to a property. The term can mean different things to different people, so whenever hearing the words “hazard insurance” in…
Read MoreHow To Get Texas Home Insurance Companies To Pay for a New Roof

Often, Texas homeowners that require a roof repair or a new roof altogether, are suffering a loss that is affecting multiple aspects of their lives. The last thing you need to also go through is dealing with an insurance company that makes getting things back to normal a hassle. Learn more on when to submit a roof claim, what to expect throughout the process, and how to get the reimbursement you deserve.
Read More11 Ways To Lower Your Housing Expenses in Texas

How much does a house cost? The true cost of home ownership goes far beyond the price you pay for purchasing your home. The average cost of owning a home continues to rise and there are important considerations homeowners and prospective homeowners should be aware of.
Read MoreAn Insurance Rider Protects Texans From Coverage Gaps

Also known as endorsements, an insurance rider is commonly used to protect expensive personal items including jewelry, collectibles such as art, instruments, etc. Typically, they cover items that are either not already included on your insurance or the cost of which may outweigh what you’d get with a higher-tiered plan.
Read MoreAre Swimming Pools Covered by Homeowners Insurance in Texas?

Both above-ground and in-ground pools are available for coverage through a home insurance policy in Texas. Swimming pool insurance requirements can vary and may include periods in which your pool will need to either be covered or surrounded by a fence for safety.
Read More17 Things You Need To Know About House Insurance in Texas

Protecting yourself with homeowners insurance in TX is critical, but whether you are a seasoned homebuyer or engaging in the process for the very first time, you’ll likely have questions. There is a ton to cover and we’re here to help.
Read MorePersonal Liability Coverage Helps Protect Texans and Their Families

Personal liability coverage is a financial safeguard that covers the members of your home from having to pay out of pocket in the aftermath of liability concerns.
Read MoreHow Much Does a New Roof Save on Home Insurance in Texas?

If you’re wondering how to lower your home insurance, there are many ways, but if it’s time to replace your roof, this is a great opportunity to protect your home and save in the process. A new roof insurance discount is a viable way to save hundreds if not thousands of dollars each year on your coverage. A new roof lowers your home insurance because it provides your structure with better protection and minimizes a variety of risks.
Read MoreTexas High-Value Home Insurance Cost and Coverages

Homeowners insurance for high-value homes is a great option for higher-valued properties because the needs of such estates are normally a bit different. There are more things to cover and materials that cost more and are unlikely to be covered by a standard home insurance policy. It can also help with unique circumstances including covering issues with staff that live and/or work within the home, creating higher coverage options for specific collectibles such as jewelry, and even allowing for the creation of trusts.
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