In Texas, the state law requires all commercial auto policies to have minimum liability limits of $30,000 per person and $60,000 per accident for bodily injury, and $25,000 for property damage, often referred to as 30/60/25. Some policies may need to carry higher limits based on the types of vehicles listed in the policy.…

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Having a Spanish-speaking Texas insurance agent can offer several benefits, particularly for individuals or families who primarily speak Spanish or feel more comfortable communicating in their native language. Here are some of the advantages: Clear Communication: Effective communication is essential when discussing insurance policies, coverage options, terms, and conditions. By working with a Spanish-speaking agent,…

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The Short Answer; Switching home and auto insurance frequently in pursuit of lower premiums might seem like a savvy financial strategy. However, this approach can sometimes backfire, leading to higher insurance costs in the long run by simply chasing teaser rates for new customers.  Insurance companies know your entire insurance history and how often you…

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Electric Vehicles (EVs) have become increasingly popular, and as their presence on the roads grows, there has been considerable interest in how they impact auto insurance prices. Here’s an overview of the relationship between EVs and auto insurance: Potentially Higher Premiums: Repair Costs: One factor leading to potentially higher insurance premiums for EVs is the…

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The savings achieved by raising auto insurance deductibles in Texas can vary widely based on a myriad of factors. Here are some general considerations and steps to estimate your potential savings: Factors Influencing Savings: Type of Coverage: The savings can be different for collision and comprehensive coverages. Vehicle Value: Cars that are more expensive to…

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A tree that has fallen on a vehicle covered by comprehensive insurance.

Comprehensive coverage protects you from various random acts which can cause harm to your automobile outside of having an accident. For example, if you were to be hit by a vehicle, the guilty party’s liability coverage is there to restore your property and other bills such as legal and medical expenses.

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“Full coverage” in the context of auto insurance is a colloquial term that typically refers to a combination of insurance coverages that protect both you and your vehicle. It’s not a technical or official term in the insurance industry, but when people refer to “full coverage,” they usually mean a combination of the following types…

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To find the lowest gas prices in Texas (or anywhere), you can use a combination of tools, techniques, and local insights. Here are several steps you can follow: Gas Price Websites and Apps: GasBuddy: This is one of the most popular tools for checking gas prices in real-time. It relies on users to report current…

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Whether or not Texas is a good place to move to depends on individual preferences, needs, and circumstances. Texas offers a variety of benefits and opportunities, but it also comes with its set of challenges. Here are some pros and cons to consider when thinking about moving to Texas: Pros of moving to Texas: Economic…

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Wvery driver in Texas is simply looking to stay protected while getting the best deal possible, so why not simplify the process? We’ve got the easiest way to compare car insurance quotes, shop for auto insurance, and save in the process.

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