By using our FREE tool below, you can get car insurance quotes to shop and compare the best rates available near you quickly. On average, we help drivers save hundreds of dollars per year on auto insurance premiums.

When you compare rates online, unlike many other auto insurance websites you may have come across, Freedom Insurance will NEVER sell or share your information. Find auto insurance quotes near you in just a few clicks:

By submitting this form, you agree to SMS opt-in. Your SMS contact information will not be shared with any third parties. You can opt out or stop SMS at any time. Privacy Policy and Terms of Service.

Get Auto Insurance Quotes From Top-Rated Carriers

When you get auto insurance quotes, you’ll want to save as much money as possible. However, you’ll also want to be sure that your coverage comes from a top-rated provider.

Here at Freedom Insurance Group, we’ve partnered with over 25 top-rated carriers who deliver protection you can trust, are financially sound, and provide a wide range of car insurance options to suit your needs best.

Fill out the form above to get auto insurance quotes that save you money and protect you when you need it the most.

How Freedom Insurance Helps You Find Cheap Car Insurance Quotes

At Freedom Insurance, we believe in getting you the best rate possible for your auto policy. Here’s how we do it:

  • When you fill out the form above to get an auto insurance quote, we quickly compare your personalized coverage needs among our top-rated partners to deliver you the lowest possible premium available.
  • Our agents can help you get auto insurance quotes with personalized discounts and protection. This includes bundling your home and auto or renters and auto policies to maximize savings.

Your free online car insurance quote helps you receive an accurate snapshot of what you can expect to pay for your premium, so that there are no surprises and you can make an informed decision about your carrier.

Drivers Receive Personalized Protection for Maximum Savings

Every vehicle and driver is unique. There are many auto insurance options available, and depending on the protection you require, your premiums will vary based on coverage.

Accuracy is important when you receive a car insurance quote, and at Freedom Insurance, we’re committed to providing accurate rates that reflect the protection you deserve at the rate you can expect.

When you get a car insurance quote using the form above, our process can help you compare a variety of coverages, such as collision, comprehensive, and of course, liability.

Our Five-Star Reviews Speak for Themselves

Comparing and saving is important, but who you enroll with also matters. Freedom Insurance is proud to partner with only top-rated carriers who also deliver on customer service.

Furthermore, our team is there for you every step of the way and is proud to maintain a growing catalog of five-star reviews.

Our agents act as a liaison and an extra level of customer service for all of your needs.

Get affordable auto insurance quotes from the form above with peace of mind knowing that if you do have to restore a loss, you won’t have to face it alone.

How to Get a Car Insurance Quote Online

Finding auto insurance quotes online is easier now than ever. However, you’re still going to need to be sure that the rates you’re receiving are trusted and accurate.

Drivers can simply input their information, compare the best rates in their area, and choose from reputable carriers offering the lowest rates.

At Freedom Insurance Group, we’re here to guide you every step of the way to ensure you’re protected without raising your bill.

What You’ll Need Before You Start

Getting cheap car insurance quotes online is easier than ever, but it helps to have a few things ready:

  • Your driver’s license and vehicle info
  • Details about your current policy (if you have one)
  • Estimated annual mileage
  • Information about your driving history

What to Expect From the Quote Process

Online car insurance quotes take just a few minutes. You’ll enter your info, review the options, and get matched with real-time rates. To help you along, expect to compare multiple premiums, while expert agents follow up by phone to ensure you receive the coverage you deserve.

Why Does My Car Insurance Quote Keep Changing?

It’s normal to notice your car insurance quote changing during your shopping journey. Quotes are estimates, not locked-in prices, and several factors can shift your rate up or down even after you get a first number.

Understanding why your quote moves can help you avoid surprises and better prepare for the final cost when you buy. Let’s dive into what causes those changes so you feel confident throughout the process.

Rates Aren’t Locked In Until You Buy

The car insurance quotes comparison journey is just that, a journey. Until you actually buy the policy, your rate can still change, as they are estimates. While we strive to provide you with the most accurate representation of your premiums as possible, car insurance quotes often shift if your personal details change or if new data pops up during the underwriting process.

What Can Cause a Quote to Go Up or Down?

Here are a few things that can change your quote:

  • A recent accident or ticket on your driving record
  • Credit score updates
  • Switching vehicles or addresses
  • Different coverage levels or deductibles selected

Always double-check your details before submitting the form. Even small changes can impact your estimate.

Why Comparing Auto Insurance Quotes Matters

Not all insurance companies will price your premiums the same way, which is the main reason you’ll find different rates for your policy. Even if one company looks expensive at first, another may offer the same coverage for less, or include discounts you didn’t know you qualified for. Don’t settle for the first quote you get. Comparing quotes is the best way to make sure you’re getting the right coverage at the best price.

Every Company Prices Risk Differently

Insurance companies don’t all use the same formula. One may charge more based on your ZIP code, while another may weigh your driving history more heavily. That’s why comparing car insurance quotes can save you serious cash.

Find Discounts You Didn’t Know You Qualified For

Just like each provider will gauge your risks differently, they’re also going to offer different discounts. When you compare auto insurance quotes, you might discover:

  • Safe driver rewards
  • Bundling discounts (home and auto)
  • Low-mileage or good student discounts

There are many others available, and qualifying for them is based on a number of personal factors. Getting multiple quotes means you’re more likely to find every available discount to maximize your savings.

Why Am I Being Quoted High Car Insurance?

Sometimes your car insurance quotes come back higher than you expect, and while it can feel confusing, there’s usually a reason behind it. Insurers calculate your risk based on many factors, and if you don’t meet their ideal profile, the quote will reflect that. Knowing what can drive up your rate helps you understand your options and what steps to take to lower your cost.

Risk Factors That Raise Your Rate

Some things that can make your car insurance quote more expensive include:

  • Past accidents or traffic violations
  • Driving an expensive or high-risk vehicle
  • Living in a high-traffic or high-theft area
  • Poor or limited credit history

How to Lower a High Quote

If you receive a rate higher than expected, don’t panic. There are ways to reduce a high quote:

  • Raise your deductible
  • Take a defensive driving course
  • Ask about discounts or change coverage levels
  • Compare car insurance quotes from more carriers

Ultimately, working with a professional agent can also help you cut your bill. If you’re not satisfied with your online quote, connect with one of our experts, and we’ll help you find a policy that meets your coverage and budget needs.

How to Read a Car Insurance Quote

Receiving your quote is one thing, but understanding what it means is another. Don’t worry, you’re not alone. While auto insurance quotes may feel like a foreign language to many drivers, it’s a lot easier to understand than you might think.

At its core, your quote simply breaks down how much you’ll pay and the coverage you receive. Understanding what to look for will help you find the best option for your needs. Here’s how it all works:

What You’ll See in Your Quote

When your quote comes in, it’s basically a preview of what your policy could look like. You’ll find the cost, the types of coverage included, and how much you’d pay out-of-pocket if you have to file a claim.

Since you’ll also have a graphic to guide you, think of this section as a quick walkthrough:

  • Your Rate: This is what you’d pay, either monthly or annually.
  • Coverages: These are the protections included, like liability or collision.
  • Deductibles: What you’d be responsible for before your insurance kicks in.
  • Discounts: Any price cuts already factored into the quote, such as for bundling or safe driving.

Use this info to compare multiple quotes side by side and make sure you’re getting the value you deserve.

Simple Definitions to Know

The terminology used in the insurance world is vast and technical. However, you don’t have to feel overwhelmed when reviewing your policy. Here are a few key terms to help you navigate your quote:

  • Liability: Covers damage or injuries you may cause to other people.
  • Collision: Helps pay to fix or replace your car after a wreck.
  • Comprehensive: Covers things like theft, storms, vandalism, or even hitting a deer.
  • Deductible: The amount you pay first before insurance covers the rest of a claim.

Online Car Insurance Quotes vs. Local Agents

Getting a car insurance quote online is fast and easy. But sometimes, talking to a local agent can help you find better options. Each method has its benefits. Knowing which one works best for your situation can help you save money and get the coverage you need.

Pros and Cons of Car Insurance Quotes Online

Receiving car insurance quotes online is an easy way to access rates near you 24/7. It’s quicker than picking up the phone, and you don’t have to fill out long forms to find your estimate. On the other hand, while online quotes are great, you may not see everything. Working with an agent can help you get a wider scope of what’s available, including personalized advice that can help you save even more.

When Talking to an Agent Still Makes Sense

Comparing quotes online is a fast, easy way to shop rates in your area, but there are times when working with a professional may be especially beneficial. Agents can help if you:

  • Have a complicated driving record
  • Own multiple vehicles or properties
  • Need help understanding your coverage options

They can also help explain quote differences and give more tailored advice than a computer alone. Remember to reach out during your insurance buying journey if you have any questions.

Our Final Thoughts on Car Insurance Quotes

Finding affordable car insurance quotes is easier when you have the right tools and information. As mentioned above, our tool is free and easy to use, and our agents are here to help you cut your bill without sacrificing coverage. Compare top-rated carriers with ease today!

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