Understanding Hail Season in Texas and Its Impact on Home Insurance Hail season in Texas is a significant concern for homeowners, insurance companies, and policymakers. Texas, known for its vast landscapes and diverse climate, experiences a pronounced hail season primarily from March through June, with peaks typically in April and May. Understanding the implications of…

Read More

  The Largest Life Insurance Companies in Texas In the competitive landscape of life insurance, Northwestern Mutual Life Insurance Company leads the industry with an impressive premium revenue of $942,177,980, capturing 6.22% of the market share. This dominance underscores Northwestern Mutual’s robust financial performance and trusted reputation among policyholders. Following closely is Metropolitan Life Insurance…

Read More

Compare Homeowners Insurance Rates in Texas Whether you’re a first-time buyer or simply searching for a better rate, finding the right homeowners insurance can be daunting. With hundreds of Texas insurance companies, countless pages of documentation, flashy advertisements, rewards programs, and even old acquaintances trying to add you to their client list, it’s challenging to…

Read More

In a recent analysis of homeowners insurance complaints, various trends emerged regarding the percentage of complaints per policy for 2022 and 2023. This data offers insights into the performance and customer satisfaction levels of different insurance groups. Mercury General Group saw an increase in complaints per policy, rising from 0.03681% in 2022 to 0.02479% in…

Read More
A man in a light blue long-sleeved shirt holding several $100 bills and a figure of a home on top.

You can add equipment breakdown coverage to your homeowners insurance for extra protection focusing on electrical and mechanical failure. Homes have many electrical components that can benefit from this insurance rider, including HVAC, light fixtures, appliances, and more. Home warranties are also available but operate differently. Each equipment breakdown coverage homeowners has its own form of protection and it’s important to shop and compare them in order to find the right policy at the lowest price.

Read More

  In a recent analysis of complaints lodged against insurance groups in 2022 and 2023, several trends and shifts in performance were identified. This data provides a comprehensive overview of the consumer experience across different insurance providers, highlighting the number of complaints confirmed per policy written. In 2023, the Loya Group ranked 14th with 42…

Read More

Top Commercial Auto Insurers in Texas In the competitive landscape of commercial auto insurance in Texas, several companies lead the market. Based on the Texas Department of Insurance’s Annual Legislative Report on Market Conditions, here are the top commercial auto insurance groups by market share in Texas: Progressive dominates the market with a substantial 25.1%…

Read More

Top 40 Auto Insurers in Texas: A Comprehensive Overview The Texas auto insurance market is vast and competitive, with numerous companies vying for the top spots. In 2023, the leading 40 insurers accounted for a staggering $24.8 billion in premiums, representing 93.68% of the market. Here’s a closer look at the key players: Progressive County…

Read More

The Texas homeowners and rental property insurance market is dominated by a few major players, with the top 40 companies holding a significant portion of the market share. In 2022, these leading insurers collectively wrote $11.68 billion in premiums, accounting for 87.42% of the total market, which amounted to $13.36 billion. State Farm Lloyds leads…

Read More

Becoming a landlord can be a promising investment opportunity, often heralded as a reliable source of passive income and a chance to build equity in real estate. However, the venture is not without its challenges. From problematic tenants to legal intricacies, unexpected maintenance costs, and market fluctuations, there’s a lot to consider. This essay delves…

Read More