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The History and Meaning of the term “Hazard Insurance”
“Hazard insurance” refers to insurance coverage that protects property owners against damage caused by natural disasters, such as storms, fires, earthquakes, and floods. The term “hazard” in this context represents anything that can cause damage to a property. The term can mean different things to different people, so whenever hearing the words “hazard insurance” in…
Read MoreManufactured Homes, Mobile Homes, and Travel Trailers
Manufactured homes that were once called mobile homes and single- and double-width mobile homes are factory-built homes designed and built to the precise specifications of the U.S. Department of Housing and Urban Development federal building code. Prefabricated houses are completely built in a factory and then transported to their place of establishment. Once they reach…
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