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Car Insurance for Teens and Young Drivers in Colorado
Car insurance for teens in Colorado can be expensive due to the higher risk. It’s important to find affordable coverage that provides adequate protection, but how you go about this will make a big difference in how you’re covered and the premium you pay.
Read MoreEverything you need to know about the home insurance claims process
Home insurance claims can be a bit daunting if you’ve never navigated the process before. Here’s a comprehensive overview: 1. Understand Your Policy: Before you can file a claim, it’s essential to understand what your policy covers. Most standard homeowners insurance policies provide coverage for: Dwelling (your home’s structure) Other structures (sheds, fences, etc.) Personal…
Read MoreThe History and Meaning of the term “Hazard Insurance”
“Hazard insurance” refers to insurance coverage that protects property owners against damage caused by natural disasters, such as storms, fires, earthquakes, and floods. The term “hazard” in this context represents anything that can cause damage to a property. The term can mean different things to different people, so whenever hearing the words “hazard insurance” in…
Read MoreColorado Homeowners: 80 20 Rule Home Insurance Explained
Overall, you’re going to need to have adequate coverage and account for the present and the future. Otherwise, you’ll find yourself in a very uncomfortable position should you suffer an expensive loss down the line.
Read MoreDoes Your Insurance Cover a Dust Storm in Colorado?
While you’re more likely to find dust storms in Colorado popping up in the southwest portion of the state, that doesn’t mean the occasional threat doesn’t persist elsewhere. This includes the eastern portion of Colorado, which shares a border with Kansas.
Read MoreProtecting Your Home and Auto From Colorado Hail
In southeastern Colorado, particularly Pueblo, August experiences the worst hail month. Hailstones ranging from one to two inches in diameter, falling at speeds up to 80 miles per hour, are frequent in eastern Colorado during the summer but over limited areas. In northeastern Colorado, stones as large as 4.5 inches have been observed, causing significant damage, including penetrating roofs.
Read MoreCommon Mistakes When Buying a Home in Colorado
The biggest mistakes when buying a home aren’t just going to cost your bank account but also your peace of mind and sense of sanctuary. All too often, homeowners in Colorado make errors that aren’t just expensive, but also costly in terms of lifestyle and fulfillment.
Read MoreTen Home Insurance Myths Coloradans Should Know
Home insurance myths can end up costing you big. Not only does the misinformation hinder your search, but you can also find yourself not fully covered as you should be when you enroll and/or pay more than you need to for coverage. We’re separating fact from fiction and examining some of the top home insurance myths you might come across on your journey.
Read MoreHow Much Does a New Roof Save on Homeowners Insurance in Colorado?
To reduce your home insurance costs, replacing your roof presents an excellent opportunity. By installing a new roof, you can not only enhance the protection of your home but also enjoy substantial savings on your home insurance through both discounts and your premium. This can mean the potential annual savings of hundreds or even thousands of dollars.
Read MoreColorado Homeowners Insurance Rates Increase – How To Save
The ongoing problem for residents of The Centennial State continues to be that Colorado homeowners insurance rates increase. For a while, it was easy to point to one or two core reasons for higher homeowners insurance in Colorado. But this is no longer the case. Several factors are affecting Colorado home insurance premiums and the…
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