(800) 253-1482Colorado Insurance Articles
Everything You Need To Know About Your Colorado Driving Record
In the Centennial State, the Colorado driving points system will track violations that will affect your ability to maintain a license. You can lose your license and you may even lose out on job opportunities depending on how your employer weighs such factors. Safe driving can help you maintain your MVR report and if you or someone else is in need of seeing where you stand, there are methods of receiving your record. Learn more about how to access your record through the Colorado DMV and how to maintain a positive driving record.
Read MoreDemystifying the Colorado Driving Points System
The Colorado driving point system doesn’t have to be complicated. Basically, the more infractions and negative actions you’re committing and caught for, the worse your record will be. This is why it’s always a great idea to drive safely when on the road. If you want to make sure you maintain a clean driving record, safe driving can help. Not only are you making the road a better place for everyone, but you’re less likely to get in an accident or receive a ticket in the process.
Read MoreDoes Your Insurance Cover a Dust Storm in Colorado?
While you’re more likely to find dust storms in Colorado popping up in the southwest portion of the state, that doesn’t mean the occasional threat doesn’t persist elsewhere. This includes the eastern portion of Colorado, which shares a border with Kansas.
Read MoreProtecting Your Home and Auto From Colorado Hail
In southeastern Colorado, particularly Pueblo, August experiences the worst hail month. Hailstones ranging from one to two inches in diameter, falling at speeds up to 80 miles per hour, are frequent in eastern Colorado during the summer but over limited areas. In northeastern Colorado, stones as large as 4.5 inches have been observed, causing significant damage, including penetrating roofs.
Read MoreHow To Determine Your Car Insurance Deductible in Colorado
Not all car insurance policies in Colorado come with deductibles. If you’re enrolled in liability coverage only, you won’t have a deductible to even consider. Yet, many other common policies will require you to cover a part of potential losses before receiving reimbursement. It’s important to understand which coverages require deductibles, how they affect your rates, and the effect they can have on your protection.
Read MoreCommon Mistakes When Buying a Home in Colorado
The biggest mistakes when buying a home aren’t just going to cost your bank account but also your peace of mind and sense of sanctuary. All too often, homeowners in Colorado make errors that aren’t just expensive, but also costly in terms of lifestyle and fulfillment.
Read MoreTen Home Insurance Myths Coloradans Should Know
Home insurance myths can end up costing you big. Not only does the misinformation hinder your search, but you can also find yourself not fully covered as you should be when you enroll and/or pay more than you need to for coverage. We’re separating fact from fiction and examining some of the top home insurance myths you might come across on your journey.
Read MoreSnowmobile Storage Tips for Colorado Riders
There are several areas to consider when storing your snowmobile. This includes choosing the right snowmobile storage rack or choosing the right service to maintain your vehicle in the off-season. But in addition, you’ll also want to be sure that you’re protected all year long.
Read MoreHow Much Does a New Roof Save on Homeowners Insurance in Colorado?
To reduce your home insurance costs, replacing your roof presents an excellent opportunity. By installing a new roof, you can not only enhance the protection of your home but also enjoy substantial savings on your home insurance through both discounts and your premium. This can mean the potential annual savings of hundreds or even thousands of dollars.
Read MoreColorado Laws on Condo Hazard Insurance
Hazard insurance and HO6 policies are typically associated, but it’s important to understand that they technically aren’t the same. An HO6 policy is condo insurance whereas hazard insurance is a broad term that refers to coverage against perils such as hail, fire, lightning, etc. There are different levels of coverage, such as dwelling fire coverage, that focus on protecting condos from the inside, whereas the outside of your condo can gain protection from your association’s coverage.
Read More
