home insurance Archives | Freedom Insurance

You can insure the same home with two different policies, but the real question is whether you should. For most homeowners, doubling up on coverage doesn’t double your protection. Instead, it usually creates extra paperwork, slower claims, and higher premiums without meaningful benefits. In this guide, we’ll walk through how dual policies actually work, why…

Summary: Insurance policy limits determine the maximum coverage for home and auto policies. Auto insurance limits vary by state and may be required by law or lenders. Home insurance limits depend on factors like dwelling value and personal property coverage. Liability limits protect against legal claims, and additional coverage like umbrella policies can offer extra protection.…