The Inflation Rate in Texas Is Raising Home Insurance Rates


Inflation touches virtually any industry and this includes insurance. Having home insurance is important and the job of your provider is to help you rebuild your home in the event of a loss. But in this arrangement, it can be easy for homeowners to forget that insurance carriers are indeed businesses that are affected by the same economic factors any other business may be facing.

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Eight Ways to Decrease Your Home Insurance Premiums in Texas

decrease home insurance costs

If you’re like most people, the biggest investment of your life will probably be your house. Your house is more than just a house – it’s your home. It’s your life. No one likes to think that something terrible might happen to their home. But if the unthinkable does happen, it’s comforting to know that…

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How to Avoid Paying Too Much For Car Insurance

paying too much for car insurance

The good news is that drivers have plenty of ways to avoid paying too much for car insurance. Although finding cheap car insurance may feel like a pipe dream for many, there are practical ways to save money.

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Summary of Named Perils vs Open Perils Coverages For Texas Home Insurance


What are Open Peril vs Named Peril Home Policies in Texas? Basically, insurance companies write two types of policies for homeowners: named peril and open peril policies. The “named peril” insurance policy covers only what is specifically listed in the policy. The named peril insurance policy only covers specific perils, so it is usually less…

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Texas Windstorm Insurance Association premium increase discussed

COPRUS CHRISTI, Texas — Those who live in the 14 coastal counties insured by the Texas Windstorm Insurance Association can voice their concerns today leading up to the organization meeting next week. This comes after a decision to increase policy rates. Texas Windstorm Insurance Association Policyholders have until noon on Friday to comment on the…

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Texas Consumers File More Than 456,000 Claims After Feb 2021 Winter Storm

texas winter freeze insurance claims

A recently released report from the state’s insurance department shows more claims and higher average claim costs resulting from the severe and prolonged winter storm that enveloped Texas in mid-February than were previously reported. In the report released Sept. 1, the Texas Department of Insurance detailed property/casualty claims data from Winter Storm Uri, which blanketed…

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Texas Has 9th Highest Vehicle Insurance Costs In US

¿El Seguro de Auto de Texas pagará un Auto de Alquiler?

Rank State Average premiums 1 Louisiana $2,839 2 Michigan $2,112 3 Florida $2,082 4 California $1,966 5 Missouri $1,895 6 DC $1,881 7 Rhode Island $1,801 8 Wyoming $1,768 9 Texas $1,710 10 Georgia $1,705 11 Montana $1,627 12 Connecticut $1,580 13 South Dakota $1,575 14 Colorado $1,574 15 Arkansas $1,462 16 Kansas $1,454 17…

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Texas Has 3rd Highest Home Owners Insurance Cost in US

Home & Auto Insurance Quote Rate Texas

The average home owners insurance cost in Texas is $2,855, which makes Texas the third most expensive state in the country to insure your house, behind only Oklahoma and Louisiana. When comparing insurance companies, Texas residents may find that rates differ greatly from company to company for the same level of coverage. Higher-priced policies may include coverage…

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Allstate Seguro de Auto y Casa en Texas: Los Hechos

Allstate Home

Allstate comenzó a operar en abril de 1931 después de que sus fundadores tuvieran la idea de iniciar una compañía de seguros de autos y vender seguros por correo directo y a través del catálogo de Sears. Con sede en Northbrook, Illinois, la compañía ha estado sirviendo a los estadounidenses en la industria de seguros…

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Contact Us

Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (972) 798-3769


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