Wellington Insurance Group
Summary: Freedom Insurance Group proudly partners with Wellington Insurance Group to help protect homes with trusted, affordable coverage. Since 1988, Wellington has earned a strong reputation for reliability and caring support. They offer home, landlord, and earthquake insurance with flexible options. With Wellington’s experience and commitment, families can feel confident knowing help is there when it matters most. Estimated Read Time: 4 mins
Table of Contents:
- History of Wellington Insurance Group
- How Much is Wellington Insurance?
- Wellington Insurance Reviews
- Wellington Insurance Group Coverages
- Does Wellington Home Insurance Cover Gas Lines?
Who you insure your life with matters when it counts. After a loss, big or small, the company you’ve entrusted with your protection needs to be affordable, trustworthy, and willing to help you get through it together. This is why Freedom Insurance Group is proud to partner with Wellington Insurance Group out of Fort Worth, Texas. Focusing on home, dwelling fire, landlord, and earthquake insurance policies, learn more about this top-rated carrier.
History of Wellington Insurance Group
Wellington Insurance Group has been helping protect homes since 1988. Based in Texas, Wellington is known for being strong, reliable, and easy to trust.
Backed by the financial support of Aquiline Capital Partners, Wellington makes sure families and agents always have the insurance they need.
One of Wellington’s main businesses is Wellington Risk Insurance Agency, LLC. They work with trusted insurance companies to offer smart, affordable coverage.
Using their special “Virtual Marketplace” system, agents can quickly match customers with the best policies for their homes.
Wellington believes that strong financial security is the key to good insurance. They work with top-rated companies, making sure that every policy they offer is backed by carriers who are ready and able to pay claims when needed.
They also help other insurance companies by offering services like accounting, consulting, and building better computer systems.
Thanks to more than 30 years of experience, Wellington is a name people can count on to protect what matters most.
Quick Facts About Wellington:
- Standard or Non-Standard: Standard
- Mutual or Stock: Stock
- NAIC Number: 524210
- Headquarters: 6801 Calmont Ave, Fort Worth, TX 76116
- CEO: Paul Poston
- A.M. Best Rating: Varies
- BBB Rating: A+
- Products Offered: Home, Dwelling Fire, Landlord, Earthquake
- Features You’ll Love:
- Express Pay makes it easier than ever for policyholders to cover their premiums online.
- Dedicated coverage for earthquake damage.
- No matter when disaster strikes, Wellington is there. Contact the 24/7 Wellington Claim Service at 800-880-0474.
How Much is Wellington Insurance?
The cost of Wellington Insurance isn’t one-size-fits-all. Your premium depends on a mix of personal factors—like your home’s age and location—along with broader industry trends and local risks.
Wellington also offers a variety of insurance products, and each one comes with its own pricing.
Whether you’re insuring a home, a rental property, or need specialty coverage, your final premium will reflect the specific protection you choose.
The good news? Wellington is known for providing affordable options without cutting corners on quality.
Wellington Insurance Reviews
Freedom Insurance Group is proud to partner with Wellington, which offers quality insurance products, affordable rates, financial stability, and stellar customer service.
The Texas-based insurer maintains its A+ rating with the BBB, along with various A.M. Best ratings through some of the strongest insurance companies Wellington partners with, including:
- Aventus Insurance Company — Rated “B++” (Good)
- Worth Casualty Company — Rated “A-” (Excellent)
- Palomar Specialty Insurance Company — Rated “A-” (Excellent)
- StarStone National Insurance Company — Rated “A-” (Excellent)
- State National Insurance Company — Rated “A” (Excellent)
Best of all, since Freedom Insurance Group is a partner with Wellington, homeowners are afforded even better customer care with multiple teams there when they need them the most.
Wellington Insurance Group Coverages
The mission of Wellington is clear—protecting your property with affordable, innovative policies as one of the best insurance companies in Texas.
Homeowners will find trusted policies for their properties with home insurance and dwelling fire policies available. There are even earthquake-specific coverages available.
Even landlords can find protection through the carrier’s dedicated insurance lines built to handle the specific risks real estate investments might face.
Wellington Home Insurance
At the heart of Wellington is the commitment to protect policyholders’ homes from the perils they might face. Whether it’s covering your home’s structure, protecting your personal property, or safeguarding from liability, a Wellington homeowners insurance policy is a personalized plan for your peace of mind.
Wellington Landlord Insurance
Any investment comes with risk, but thankfully, landlords have options. From dwelling fire policies to dedicated landlord coverage, no matter what type of perils your property may face, you’ll find customized options keeping your venture safe.
Wellington Earthquake Program
Homeowners might not always think of earthquakes as a threat to their homes, but the reality is that many are not prepared should perils related to earth movement strike.
Wellington’s Earthquake Program covers your home for the same amount as your homeowner or dwelling fire policy, with options to increase coverage if rebuilding costs rise after a major event.
You can insure up to $15 million total. Plus, it includes $5,000 for your belongings and $1,500 for loss of use.
Related Read: Does Home Insurance Cover Earthquake Damage in Texas?
Does Wellington Home Insurance Cover Gas Lines?
Wellington homeowners insurance may cover damage related to gas leaks, but only in specific cases.
If a gas leak leads to an explosion, for example, you’re likely covered since explosions are a standard peril in most policies.
Similarly, if a covered natural disaster like a windstorm, hail, fire, or lightning damages a gas line and causes a leak, your policy could help with repairs.
However, not all gas-related issues fall under coverage. Damage from slow, undetected leaks, aging appliances that haven’t been properly maintained, or improperly installed equipment usually isn’t protected.
Additionally, if a gas leak happens because of a disaster that isn’t covered, like a flood, earthquake, or mudslide, insurance typically won’t step in.
For example, if there’s a windstorm that causes flooding and your gas line is destroyed, even though you have protection from such perils, because the flood damage is the cause, you’re unlikely to be covered.
Furthermore, utility lines are your responsibility as a homeowner, which is why it’s important to consider endorsements (riders) that can supplement these coverage areas.