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Picture this: A fierce Texas thunderstorm rolls in, hail pounding your roof and your parked car like it’s target practice. Are you covered, or out of pocket? As a homeowner juggling family life and daily drives in the Lone Star State, you’ve got enough on your plate without worrying about unexpected disasters. From unpredictable weather…
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Commercial property insurance pays to repair or replace your building and business property damaged by a fire, storm, or other event covered by the policy. It can also pay some of your lost income if your business is unable to operate normally. Coverage options There are three different levels of commercial property coverage. Each level…
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It happened in Florida following devastating hurricanes ravaged their state. The same in Louisiana following the unthinkable damage left in the wake of Hurricane Ida. Again, it would take place in California following wildfires. Now, in 2023, insurance companies pulling out of Texas has become a reality.
Read MoreThe Texas Supreme Court has firmly ruled that contractors cannot act as public adjusters on insurance claims or advertise themselves as insurance claims negotiators without holding an adjuster’s license. This decision overturns a prior Texas appeals court ruling and upholds a 2003 state law, which the court found does not infringe upon free speech or…
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If you disagree with the adjuster’s final claim estimate, tell the company why. The company may have overlooked something and may make adjustments. Make sure to send any supporting documentation, such as a contractor’s estimate for the repairs. If you still disagree, you have several options to challenge your insurer’s decision. Request An Appraisal Your…
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