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Does Insurance Cover Hail Damage in Texas?
Hailstorms in Texas can seriously damage homes and cars in minutes. Homeowners insurance typically covers hail damage to your house, and comprehensive auto insurance can cover your vehicle. However, rising premiums mean it’s important to be strategic about filing claims. In this guide, we’ll explain how coverage works, when it’s smart to file, and tips to protect your property before the next big storm hits.
Read MoreThe 10 Best Places To Live in Texas When You’re From Cali
Are you looking to recapture the art and tech you know and love in Silicon Valley? Maybe you’re looking to find another refuge in a new wine country. Of course, you might be looking to keep your toes in the sand, or you might just be sick of the mess and seek a concrete jungle to conquer. No matter what your situation, these are some of the best cities to live in Texas when moving from California.
Read MoreAre Solar Panels Covered by Insurance in Texas? Full Explanation
Yes, many homeowners’ insurance policies do cover solar panels, but the exact nature and extent of that coverage can vary widely. Here are a few points to keep in mind: Part of the Dwelling or Personal Property: Depending on how the solar panels are installed and attached, they may be considered part of the dwelling…
Read MoreEleven Ways To Lower Your Housing Expenses in Texas
How much does a house cost? The true cost of home ownership goes far beyond the price you pay for purchasing your home. The average cost of owning a home continues to rise and there are important considerations homeowners and prospective homeowners should be aware of.
Read MoreTexas Home Insurance Policy Cancellations, Non-Renewals & Lapses
It’s also important to understand the differences between a cancellation and a non-renewal. But both can create a home insurance lapse, something all homeowners in Texas will want to avoid for many reasons.
Read MoreTexas Commercial Property Insurance Coverage Option Guide
Commercial property insurance pays to repair or replace your building and business property damaged by a fire, storm, or other event covered by the policy. It can also pay some of your lost income if your business is unable to operate normally. Coverage options There are three different levels of commercial property coverage. Each level…
Read MoreReplacement Cost vs Market Value in Home Insurance
You can add equipment breakdown coverage to your homeowners insurance for extra protection focusing on electrical and mechanical failure. Homes have many electrical components that can benefit from this insurance rider, including HVAC, light fixtures, appliances, and more. Home warranties are also available but operate differently. Each equipment breakdown coverage homeowners has its own form of protection and it’s important to shop and compare them in order to find the right policy at the lowest price.
Read MoreHow To Switch Car Insurance in Texas
Switching your auto insurance company can be done, but that doesn’t mean it’s something you do every day. When you are thinking about making the switch, you’ll want to be sure that you have a valid reason and plan to do so.
Read MoreHow to Avoid Paying Too Much For Car Insurance
The good news is that drivers have plenty of ways to avoid paying too much for car insurance. Although finding cheap car insurance may feel like a pipe dream for many, there are practical ways to save money.
Read MoreDoes Home Insurance Cover Earthquake Damage in Texas?
In Texas, as in most other states, standard homeowners’, landlord, and mobile home insurance policies typically do not cover damage caused by earthquakes. However, homeowners can purchase a separate earthquake endorsement or a standalone earthquake insurance policy to cover such damages. If you’re considering earthquake coverage in Texas, keep in mind: Coverage: Earthquake insurance typically…
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