Home & Property Insurance

DP-3 Policy: Home Insurance for Duplexes and Townhomes


Having a duplex, or townhome, is becoming an increasingly attractive option for homeowners. There are many benefits including a cheaper price take, fewer maintenance expenses, and depending on your situation, they can be a way to generate revenue. A DP-3 policy is one of the most popular home insurance options available for protecting a multi-family home.

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Workers’ Compensation Insurance for Household Employees


Workers comp’ for household employees is a crucial step in staying protected. Just as a homeowners insurance policy and umbrella insurance coverage help you reduce exposure to such losses, if you have workers helping to run your estate, it’s important to understand how you can stay protected.

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Farm and Ranch Insurance for Texans


Learn how to find the right Farm and Ranch Insurance coverage for your farm or ranch, how your premiums are created, where you can save, and what you’ll need to ensure you are covered for what may come at the lowest cost possible.

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What Is a Peril in Insurance?


Peril in insurance is a term that technically doesn’t exist, but is often used for searching for coverage, and to confuse things further, home insurance policies are often called hazard insurance policies by lenders.

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Texas Has 3rd Highest Home Owners Insurance Cost in US

Home & Auto Insurance Quote Rate Texas

The average home owners insurance cost in Texas is $2,255, which makes Texas the third most expensive state in the country to insure your house, behind only Oklahoma and Louisiana. When comparing insurance companies, Texas residents may find that rates differ greatly from company to company for the same level of coverage. Higher-priced policies may include coverage…

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How Much Does Texas Landlord Insurance Cost?

The short answer: Typically about 15% less than homeowners insurance and anywhere from $850 to $2500 depending on the type, location, and other risks of the investment property.  Some areas in Texas have much more hurricane risk (Houston) while others have bigger hail risks (Dallas/Fort Worth) etc. It doesn’t matter if you’re renting out your…

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Winter Vacation Home Safety Tips for Texans


From traveling to be with loved ones to seeking warmer weather, there are so many reasons to take a trip in the winter months. To avoid coming back to a disaster, we’ve got you covered with winter vacation home safety tips to protect your home.

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How To Downsize Your Home in Texas


Knowing how to downsize your home is a vital skill when moving. The truth is, Texans live larger than life, so this can be a bit difficult for some. In terms of the top 10 states with the biggest houses, the second-largest state ranks 5th. Everything really is bigger in Texas, but if you are looking for the best way to downsize your home, we’ve got you covered. Here are four quick tips on how to downsize into a smaller home.

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Contact Us

Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (972) 798-3769


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