In Texas, the WPI-8 certificate, often referred to as the “Windstorm Certificate” or “Windstorm Inspection Certificate,” is a document that shows a particular building or structure has been inspected and certified to meet the windstorm building code requirements set by the Texas Department of Insurance (TDI). These requirements are designed to ensure that structures are…

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A vehicle driving through a flooded street in Texas

This section of North America is one of if not the most susceptible places for flash flooding to occur. A Texas flash flood can affect many other places such as Houston, TX, or Galveston, TX, for other reasons, but throughout the heart of Hill Country and beyond, Texas flooding is mostly caused by rapid, heavy rainfall that can destroy vehicles, homes, and lives.

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Inflation touches virtually any industry and this includes insurance. Having home insurance is important and the job of your provider is to help you rebuild your home in the event of a loss. But in this arrangement, it can be easy for homeowners to forget that insurance carriers are indeed businesses that are affected by the same economic factors any other business may be facing.

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Allstate Home

Allstate home went into business in April 1931 after its founders had the idea of starting an auto insurance company and sell insurance by direct mail and through the Sears catalog. Based in Northbrook, Illinois, the company has been serving Americans in the insurance industry for over 80 years and is now the second-largest insurance…

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Here’s a comprehensive list of things to do before moving into your new home in Texas: Final Walk-Through: Schedule a final walk-through of the property to ensure that any agreed-upon repairs have been completed and the home is in the expected condition. Utilities Setup: Arrange for the transfer or setup of utility services such as…

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State Farm has a strong presence in the Texas auto and home insurance markets, offering a wide range of coverage options and discounts. The company is known for its customer service and has a reputation for handling claims effectively. State Farm Auto Insurance Review For auto insurance, State Farm’s Texas rates are competitive, with the…

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Germania Insurance, a Texas-based insurance company, has a long and storied history dating back to the late 19th century. Here’s an overview of its history: Founding (1896): Germania Insurance was founded in 1896 by 31 farmers in Perry, Texas. Originally named “The Germania Mutual Aid Association of Texas,” the company was established to provide insurance…

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  After moving in, there are several important tasks to complete to ensure a smooth transition and settle into your new space comfortably. Here’s a list of things to do after moving into your new home: Change the Locks: For security purposes, consider changing the locks on all exterior doors or rekeying them. This will…

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Having a Spanish-speaking Texas insurance agent can offer several benefits, particularly for individuals or families who primarily speak Spanish or feel more comfortable communicating in their native language. Here are some of the advantages: Clear Communication: Effective communication is essential when discussing insurance policies, coverage options, terms, and conditions. By working with a Spanish-speaking agent,…

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