Miscellaneous Insurance
How To Get a WPI-8 Certificate To Lower Your TWIA Windstorm Insurance
In Texas, the WPI-8 certificate, often referred to as the “Windstorm Certificate” or “Windstorm Inspection Certificate,” is a document that shows a particular building or structure has been inspected and certified to meet the windstorm building code requirements set by the Texas Department of Insurance (TDI). These requirements are designed to ensure that structures are…
Read MoreAllstate Home & Auto Insurance In Texas: The Facts
Allstate home went into business in April 1931 after its founders had the idea of starting an auto insurance company and sell insurance by direct mail and through the Sears catalog. Based in Northbrook, Illinois, the company has been serving Americans in the insurance industry for over 80 years and is now the second-largest insurance…
Read MoreThe Benefits of Using a Texas Insurance Agency
By using a Texas insurance agency, you can save time, money, and stress by letting a team of professionals do the work for you. It may seem too good to be true, but agencies bring more to the table than using an individual brand.
Read MoreGermania Home and Auto Insurance Review in Texas
Germania Insurance, a Texas-based insurance company, has a long and storied history dating back to the late 19th century. Here’s an overview of its history: Founding (1896): Germania Insurance was founded in 1896 by 31 farmers in Perry, Texas. Originally named “The Germania Mutual Aid Association of Texas,” the company was established to provide insurance…
Read MoreThe Benefits of a Spanish speaking Home and Auto insurance agent in Texas
Having a Spanish-speaking Texas insurance agent can offer several benefits, particularly for individuals or families who primarily speak Spanish or feel more comfortable communicating in their native language. Here are some of the advantages: Clear Communication: Effective communication is essential when discussing insurance policies, coverage options, terms, and conditions. By working with a Spanish-speaking agent,…
Read MoreDoes switching home and auto insurance often raise my rates?
The Short Answer; Switching home and auto insurance frequently in pursuit of lower premiums might seem like a savvy financial strategy. However, this approach can sometimes backfire, leading to higher insurance costs in the long run by simply chasing teaser rates for new customers. Insurance companies know your entire insurance history and how often you…
Read MoreTexas Commercial Insurance Videos
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Read MoreHiring a Contractor Checklist and Tips for Texans
As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project,…
Read MoreTexas Manufactured Homes, Mobile Homes and Travel Trailers
Manufactured homes once referenced as single-wide and double-wide mobile homes and mobile homes are factory-built houses engineered and constructed to the precise specifications of the U.S. Department of Housing and Urban Development’s federal building code. Manufactured homes are completely built in a factory and then transported to the home site. Once they arrive at their…
Read MoreTexas Commercial Auto Insurance
Commercial Auto insurance is encouraged to cover cars, trucks, and vans used for operating a business. Large and small businesses should be properly covered by a commercial auto insurance policy. The purpose of this policy is to protect when a company owned vehicle is involved in a collision, stolen, vandalized, or otherwise damaged. How Commercial…
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