Miscellaneous Insurance
Does switching home and auto insurance often raise my rates?

The Short Answer; Switching home and auto insurance frequently in pursuit of lower premiums might seem like a savvy financial strategy. However, this approach can sometimes backfire, leading to higher insurance costs in the long run by simply chasing teaser rates for new customers. Insurance companies know your entire insurance history and how often you…
Read MoreCan I change my insurance agent but keep my insurance company?

Yes, you can switch insurance agents for your auto, home, landlord and other policies while keeping the same insurance company. Many times bad service and experiences are the agent’s fault and not the insurance company’s; so customers may want to use a new agent with the same insurance company. Here’s how the process generally works…
Read MoreHow to get a WPI-8 certificate to lower your TWIA Windstorm Insurance
In Texas, the WPI-8 certificate, often referred to as the “Windstorm Certificate” or “Windstorm Inspection Certificate,” is a document that shows a particular building or structure has been inspected and certified to meet the windstorm building code requirements set by the Texas Department of Insurance (TDI). These requirements are designed to ensure that structures are…
Read MoreThe Benefits of Using a Texas Insurance Agency

By using a Texas insurance agency, you can save time, money, and stress by letting a team of professionals do the work for you. It may seem too good to be true, but agencies bring more to the table than using an individual brand.
Read MoreTexas Commercial Insurance Videos

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Read MoreDoes Texas Car Insurance Cover the Car or the Driver?

It’s not an uncommon scenario: Your car is at the mechanic’s shop being repaired and your mother-in-law has offered her car to you until yours is road-ready again. Or you’re home from college for a visit and want to meet some friends, but you left your car on campus. In any situation, should you borrow…
Read MoreHiring a Contractor Checklist and Tips for Texans

As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project,…
Read MoreTexas Manufactured Homes, Mobile Homes and Travel Trailers

Manufactured homes once referenced as single-wide and double-wide mobile homes and mobile homes are factory-built houses engineered and constructed to the precise specifications of the U.S. Department of Housing and Urban Development’s federal building code. Manufactured homes are completely built in a factory and then transported to the home site. Once they arrive at their…
Read MoreTexas Commercial Auto Insurance

Commercial Auto insurance is encouraged to cover cars, trucks, and vans used for operating a business. Large and small businesses should be properly covered by a commercial auto insurance policy. The purpose of this policy is to protect when a company owned vehicle is involved in a collision, stolen, vandalized, or otherwise damaged. How Commercial…
Read MoreTexas RV Insurance: What You Need to Know

For an RV insurance quote please use this link: Online RV Insurance Quotes A recreational vehicle, abbreviated as RV, is a motor vehicle or trailer which includes living accommodations designed for housing. If you love to travel you might consider exchanging your house or apartment for a home on wheels. Owning an RV can come…
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