An insurance company may not:

  • turn you down or charge you more because of your race, color, religion, or national origin.
  • turn you down or charge more because of your age, gender, marital status, geographic location, or disability unless the company can show that you’re a greater risk for a loss than other people it’s willing to insure.
  • turn you down, charge you more, or treat you differently than other people in your rate or risk class unless the company can show that you’re a greater risk than others.
  • turn you down or charge you more only because of your credit score.