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Texas Has 9th Highest Vehicle Insurance Costs In US
Rank State Average premiums 1 Louisiana $2,839 2 Michigan $2,112 3 Florida $2,082 4 California $1,966 5 Missouri $1,895 6 DC $1,881 7 Rhode Island $1,801 8 Wyoming $1,768 9 Texas $1,710 10 Georgia $1,705 11 Montana $1,627 12 Connecticut $1,580 13 South Dakota $1,575 14 Colorado $1,574 15 Arkansas $1,462 16 Kansas $1,454 17…
Read MoreFactors That Affect Motorcycle Insurance Costs In Texas & Dallas Fort Worth
Your insurance score Did you know that besides a credit score, you also have an insurance score? This score correlates to your likelihood of filing an insurance claim. Higher insurance scores typically contribute to lower motorcycle insurance premiums. Also, keep in mind that while your credit score impacts your insurance score, it is not the…
Read MoreTexas Home Insurance – What is ‘Loss of Use’ coverage?
Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made. Loss of use coverage can help reimburse you for hotel, restaurant and other living expenses…
Read MoreTexas Vacation Home Insurance Costs & Coverages
What Is Vacation Home Insurance Coverage? Vacation home insurance is a type of homeowners insurance that’s designed to cover the unique needs of a vacation home, from adverse weather (especially if your home is near the beach) to the extra risks of crime and vandalism in a home that you occupy only part-time. If you…
Read MoreTexas Contents & Personal Property Coverages Facts
According to the FBI, in 2018, property worth more than $16 billion dollars was reported stolen. Many people remain under the misconception that their homeowners policy provides coverage for all the personal belongings in their homes regardless of the type of property. That’s not entirely true, though. And every year, many policyholders learn this the…
Read MoreWhat does Texas homeowners insurance cover?
What does homeowners insurance cover? To put it simply, homeowners insurance is designed to repair, replace, or recover the value of what you currently have (under coverage) if it’s damaged due to any number of causes. Most common claims covered by insurance Your independent agent can help give you a clear, personalized picture of the…
Read MoreTexas Home Owners Insurance – Facts On How it Works
As a homeowner, you’re assumed to be operating at a high level of adulting. You managed to afford a down payment, get approved by a lender, and find someone willing to sell you a home. And you successfully navigated the sign-up process for homeowners insurance.. but that doesn’t mean that you’re automatically an expert about what your…
Read MoreHow to get a Texas DMV number for Commercial Auto Insurance ( TXDMV / TXDOT ) Texas VOID Number
Drivers who operate certain commercial vehicles, have a gross weight exceeding 26,000 pounds or provide certain transportation of cargo, must carry a Texas DMV number. Below you will find the step-by-Step instructions for new applicants. Step 1: Verify you need a TXDMV. Step 2: Verify you have sufficient commercial auto business insurance. If not, CALL…
Read MoreWhat’s the Difference Between Bodily Injury & Personal Injury in Auto Insurance in Texas?
Car accidents can be complicated and tragic affairs. If they’re serious, they can spawn insurance claims and lawsuits. Two common aspects of auto insurance that are involved after an accident are bodily injury coverage and personal injury coverage. They sound similar, but they’re very different. In general, bodily injury liability refers to your insurance covering the other…
Read MoreUnderstanding Home Insurance Costs: A Comprehensive Guide
When you apply for home insurance, insurance companies employ a detailed process known as underwriting to assess the risk involved in insuring your property. This process determines whether they will offer you a policy and at what premium. The term “premium” refers to the amount you pay for your insurance coverage. Since each insurance company…
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