(800) 253-1482Uncategorized
Texas Home Insurance – What is ‘Loss of Use’ coverage?
Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made. Loss of use coverage can help reimburse you for hotel, restaurant and other living expenses…
Read MoreTexas Vacation Home Insurance Costs & Coverages
What Is Vacation Home Insurance Coverage? Vacation home insurance is a type of homeowners insurance that’s designed to cover the unique needs of a vacation home, from adverse weather (especially if your home is near the beach) to the extra risks of crime and vandalism in a home that you occupy only part-time. If you…
Read MoreTexas Contents & Personal Property Coverages Facts
According to the FBI, in 2018, property worth more than $16 billion dollars was reported stolen. Many people remain under the misconception that their homeowners policy provides coverage for all the personal belongings in their homes regardless of the type of property. That’s not entirely true, though. And every year, many policyholders learn this the…
Read MoreTexas Home Owners Insurance – Facts On How it Works
As a homeowner, you’re assumed to be operating at a high level of adulting. You managed to afford a down payment, get approved by a lender, and find someone willing to sell you a home. And you successfully navigated the sign-up process for homeowners insurance.. but that doesn’t mean that you’re automatically an expert about what your…
Read MoreHow to get a Texas DMV number for Commercial Auto Insurance ( TXDMV / TXDOT ) Texas VOID Number
Drivers who operate certain commercial vehicles, have a gross weight exceeding 26,000 pounds or provide certain transportation of cargo, must carry a Texas DMV number. Below you will find the step-by-Step instructions for new applicants. Step 1: Verify you need a TXDMV. Step 2: Verify you have sufficient commercial auto business insurance. If not, CALL…
Read MoreWhat’s the Difference Between Bodily Injury & Personal Injury in Auto Insurance in Texas?
Car accidents can be complicated and tragic affairs. If they’re serious, they can spawn insurance claims and lawsuits. Two common aspects of auto insurance that are involved after an accident are bodily injury coverage and personal injury coverage. They sound similar, but they’re very different. In general, bodily injury liability refers to your insurance covering the other…
Read MoreUnderstanding Home Insurance Costs: A Comprehensive Guide
When you apply for home insurance, insurance companies employ a detailed process known as underwriting to assess the risk involved in insuring your property. This process determines whether they will offer you a policy and at what premium. The term “premium” refers to the amount you pay for your insurance coverage. Since each insurance company…
Read MoreFor Texas Home Insurance – What Is Replacement cost vs Actual cash value coverage?
Replacement cost coverage pays to repair or replace your house and personal property at current prices. For example, say you bought a new roof 10 years ago and the current price for a new roof is $10,000. If you have to replace your entire roof after a storm, a replacement cost policy would pay for a…
Read MoreWill Texas Auto Insurance Pay For A Rental Car?
If your accident was caused by another driver, the other driver’s insurance company will pay for you to rent a car. You can keep the rental car for the time the company believes is reasonable for your car to be repaired. The company will base the amount of time on the estimated number of hours…
Read MoreTexas Auto Insurance Claims Tips and Tricks
To help make the claim process go smoothly, follow these tips: Get the other driver’s name, address, phone number, and license plate number. Write down the exact name of the other driver’s insurance company, the company’s phone number, and the policy number. To save time, take a picture of the other driver’s insurance card. If the…
Read More
