A recently released report from the state’s insurance department shows more claims and higher average claim costs resulting from the severe and prolonged winter storm that enveloped Texas in mid-February than were previously reported. In the report released Sept. 1, the Texas Department of Insurance detailed property/casualty claims data from Winter Storm Uri, which blanketed…

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¿El Seguro de Auto de Texas pagará un Auto de Alquiler?

Rank State Average premiums 1 Louisiana $2,839 2 Michigan $2,112 3 Florida $2,082 4 California $1,966 5 Missouri $1,895 6 DC $1,881 7 Rhode Island $1,801 8 Wyoming $1,768 9 Texas $1,710 10 Georgia $1,705 11 Montana $1,627 12 Connecticut $1,580 13 South Dakota $1,575 14 Colorado $1,574 15 Arkansas $1,462 16 Kansas $1,454 17…

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Factors That Affect Motorcycle Insurance

Your insurance score Did you know that besides a credit score, you also have an insurance score? This score correlates to your likelihood of filing an insurance claim. Higher insurance scores typically contribute to lower motorcycle insurance premiums. Also, keep in mind that while your credit score impacts your insurance score, it is not the…

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Loss of Use

Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made. Loss of use coverage can help reimburse you for hotel, restaurant and other living expenses…

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Vacation Home Insurance

What Is Vacation Home Insurance Coverage? Vacation home insurance is a type of homeowners insurance that’s designed to cover the unique needs of a vacation home, from adverse weather (especially if your home is near the beach) to the extra risks of crime and vandalism in a home that you occupy only part-time. If you…

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Factors That Affect Your TX Homeowners Insurance

According to the FBI, in 2018, property worth more than $16 billion dollars was reported stolen. Many people remain under the misconception that their homeowners policy provides coverage for all the personal belongings in their homes regardless of the type of property. That’s not entirely true, though. And every year, many policyholders learn this the…

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Home Owners Insurance

As a homeowner, you’re assumed to be operating at a high level of adulting. You managed to afford a down payment, get approved by a lender, and find someone willing to sell you a home. And you successfully navigated the sign-up process for homeowners insurance.. but that doesn’t mean that you’re automatically an expert about what your…

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Bodily Injury

Car accidents can be complicated and tragic affairs. If they’re serious, they can spawn insurance claims and lawsuits. Two common aspects of auto insurance that are involved after an accident are bodily injury coverage and personal injury coverage. They sound similar, but they’re very different. In general, bodily injury liability refers to your insurance covering the other…

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Home Insurance Companies

When you apply for home insurance, insurance companies employ a detailed process known as underwriting to assess the risk involved in insuring your property. This process determines whether they will offer you a policy and at what premium. The term “premium” refers to the amount you pay for your insurance coverage. Since each insurance company…

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