Save On Auto Insurance Quotes in Colleyville Texas

What is the cost of auto insurance in Colleyville Texas?

Our experts are ready to serve you by providing more than 25 top-rated insurance brands to you. By comparing the best auto insurance policies for you, we can deliver the best coverage for the lowest price that will be there when you need it. On average, customers who switch to FIG save 40% on their auto insurance premiums.

The following tables only show an average of the premiums paid in Colleyville, Texas; it gives a general idea of what you could expect to pay monthly for your insurance.

Average Monthly Auto Insurance by Age

Age Range

Av. Premium

Under 18

$248

18-24

$108

25-34

$90

35-44

$65

45-54

$58

55-64

$55

65+

$48

Average Monthly Auto Insurance by Vehicle

Vehicle Age

Av. Monthly Premium

Less than 1 Year

$69

2-3 Years

$70

4-5 Years

$61

6-7 Years

$60

8-10 Years

$58

11-14 Years

$56

15 Years or older

$54

Average Monthly Auto Insurance by Carrier

Rank

Company

Av. Monthly Rate

1

Allstate

$88

2

Progressive

$102

3

Kemper

$107

4

Travelers

$115

5

Bristol West

$123

6

Safeco

$132

7

Infinity

$148

8

Gainsco

$157

9

Others

$185+

Average Monthly Auto Insurance by Housing Status

Housing Status

Av. Monthly Premium

Own

$69

Rent

$88

Live with parents

$104

Average Monthly Auto Insurance by Relationship Status

Relationship

Av. Monthly Premium

Single (never married)

$63

Married

$50

Divorced

$51

Widowed

$50

Average Monthly Auto Insurance by Driving Record

Infractions

Av. Monthly Premium

1 accident

$108

Multiple accidents

$125

1 Ticket

$99

Multiple tickets

$133

cheap-car-insurance-in-colleyville-texas

Car Insurance Discounts and Ways to Save on Your Premiums

You have plenty of opportunities to save money on car insurance. The good news is that there are many different ways for drivers to save money. Although not every discount will apply to your situation, the vast amount of discounts means that there is something for nearly everyone! Take a closer look at some of the best ways for drivers across the Lone Star State to lower their auto insurance rates.

Bundling Your Auto Insurance

Overall, bundling is the best way to save money for the majority of drivers. You can save by combining your auto insurance coverage with a homeowners insurance policy and/or an umbrella policy, for example. Insurance carriers want clients who insure multiple policies with their brand. As a reward for doing so, you can enjoy lower rates across the board. Bundling your auto insurance with other policies built to protect you and enjoy some of the finest discounts available on the market!

Multi-Policy Discount

Similar to bundling, insurance carriers love to encourage homes with multiple vehicles to insure them all under a single brand. By adding multiple vehicles to your auto coverage, you’ll receive a discount for being a loyal customer.

Safe Driver Discount

Safe driving is a practice from which everyone benefits. You’ll benefit from creating a safer roadway for you and those around you, and are less likely to cause an accident as a result. Auto insurance companies want to minimize risk and driving in a fast or dangerous manner does the opposite of that. Many auto insurance brands offer safe driving discounts that will reward you for navigating Texas responsibly.

Good Student Discount

Younger drivers pay some of the highest premiums due to their risk and inexperience. For many, the cost of insuring a teen or young adult can be burdensome, however, students with good grades may be awarded discounts that can help lower their rates.

Military Discount

As a thank you for your service, if you are actively serving in the military or a veteran, many insurance companies offer discounts to lower your car insurance rate.

Professional/Alumni Discount

Some alumni and professional groups have established partnerships with various auto insurance brands. If you are a member, you may qualify for lower car insurance premiums with the participating insurance companies.

Paperless/Electronic Payment Discount

Cutting down on paper billing is good for the environment and your pocketbook. When you consider the cost of paper, ink, postage, and overhead, there are a lot of ways insurance companies save when customers pay online. By brands passing a part of these savings to their customers, you can benefit from lower auto insurance with this discount.


What are the types of auto Insurance coverages?

So, when you talk about auto insurance coverages, there are eight basic types to choose from:

  1. Liability Coverage

This coverage pays for the damage caused to another person’s car or property. It also includes drivers’ and passenger’s medical charges and other expenses. According to the law in Texas you need to have at least $30,000 coverage for damage per person, up to $60,000 for every encounter, and $25,000 compensation for property damage.

  1. Collision Coverage

Collision coverage is required to repair or replace your vehicle after an accident.

  1. Comprehensive Coverage

Comprehensive coverage compensates you when your vehicle is damaged by other events besides a car accident. For example, this type of coverage could cover hail damage from a storm, theft, a break-in, among other things.

  1. Medical Payment Coverage

Medical payment covers you or your passengers’ medical expenses in case you are injured in a car accident, whether you caused it or not.

  1. Personal Injury Protection (PIP)

Like the medical payment coverage, personal injury protection covers for your and other passengers’ medical expenses. Furthermore, it provides compensation for lost wages or other non-medical expenses.

  1. Uninsured Motorist Coverage

This coverage will protect you in case you have an accident with a driver without insurance or who does not carry enough liability to compensate for your medical expenses and vehicle repairs This type of coverage will also be helpful in a hit-and-run situation.

  1. Towing and Labor Coverage

This is an optional coverage you can add to your policy. It will cover for the costs of your car being towed if it cannot be driven. It also pays for the expenses required to replace a punctured tire, deliver gas/oil, unlock your vehicle, kick start your battery, and more

  1. Rental Reimbursement Coverage

This coverage compensates for the price of renting a car if yours is under repair after an accident. Some companies will also reimburse expenses for taxi services.

Zip Codes in Colleyville, TX That We Insure

76034

Freedom Insurance Group is Proud to Serve Colleyville, Texas

Knowing you’re protected with the right coverages can bring you peace of mind. Finding the right coverages for the lowest price will deliver the protection you deserve while keeping money in your pocket. Freedom Insurance Group understands and helps find homeowners throughout Colleyville, Texas, the right coverage options for your needs at the lowest cost possible.

We get to know our clients to better understand their needs. Each homeowner’s needs are different and by creating a custom approach to your insurance needs we can prevent gaps in your coverage while saving you the most amount of money.

Our agents work for you by comparing your coverage needs among more than 25 top-rated insurance companies with strong financial ratings and a range of coverage options. By comparing your coverage among multiple brands, we can build a custom coverage option for you and your home that doesn’t break the bank. Contact us today or get a free home insurance quote with only a few clicks of a button.

Freedom Insurance specializes in the following Texas Insurance Services:

Contact Us

Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (972) 798-3769

BUSINESS HOURS

M-F: 8:30 am - 6:00 pm
SAT: 10:00 am- 2:00 pm
SUN: closed

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