Home & Property Insurance
14 Home Staging Tips for Texans
Every situation is different and while all homeowners should aspire to take great care of their homes, it’s always a good idea to remember that we tend to see our own homes with rose-colored glasses. Staging your home is a great way to take those off, reassess the way your house is viewed, and create a look that is designed to inspire action from a home buyer.
Read MoreThe Ultimate Guide to Buying Home Insurance in Texas
Every homeowner is recommended to purchase a home insurance policy because the financial hurdle of rebuilding a home in the event of a major loss is inconvenient at best and insurmountable at worse. If you’re looking to move this year, we’ve got a great guide to help you navigate the world of home insurance and help alleviate some of the stress that goes into finding your new home.
Read MoreHow To Get a WPI-8 Certificate To Lower Your TWIA Windstorm Insurance
In Texas, the WPI-8 certificate, often referred to as the “Windstorm Certificate” or “Windstorm Inspection Certificate,” is a document that shows a particular building or structure has been inspected and certified to meet the windstorm building code requirements set by the Texas Department of Insurance (TDI). These requirements are designed to ensure that structures are…
Read MoreHow Texas Earned the Nickname “Flash Flood Alley”
This section of North America is one of if not the most susceptible places for flash flooding to occur. A Texas flash flood can affect many other places such as Houston, TX, or Galveston, TX, for other reasons, but throughout the heart of Hill Country and beyond, Texas flooding is mostly caused by rapid, heavy rainfall that can destroy vehicles, homes, and lives.
Read MoreThe Inflation Rate in Texas Is Raising Home Insurance Rates
Inflation touches virtually any industry and this includes insurance. Having home insurance is important and the job of your provider is to help you rebuild your home in the event of a loss. But in this arrangement, it can be easy for homeowners to forget that insurance carriers are indeed businesses that are affected by the same economic factors any other business may be facing.
Read MoreAllstate Home & Auto Insurance In Texas: The Facts
Allstate home went into business in April 1931 after its founders had the idea of starting an auto insurance company and sell insurance by direct mail and through the Sears catalog. Based in Northbrook, Illinois, the company has been serving Americans in the insurance industry for over 80 years and is now the second-largest insurance…
Read MoreCommon Coverage Gaps Home Insurance Won’t Cover
Being blindsided by such perils can be a frustrating and expensive problem to have. Stay educated and learn about common gaps in your home insurance policy and how you can overcome them.
Read MoreList of Things To Do Before Moving Into Your New Home in Texas
Here’s a comprehensive list of things to do before moving into your new home in Texas: Final Walk-Through: Schedule a final walk-through of the property to ensure that any agreed-upon repairs have been completed and the home is in the expected condition. Utilities Setup: Arrange for the transfer or setup of utility services such as…
Read MoreState Farm Home and Auto Insurance Review in Texas
State Farm has a strong presence in the Texas auto and home insurance markets, offering a wide range of coverage options and discounts. The company is known for its customer service and has a reputation for handling claims effectively. State Farm Auto Insurance Review For auto insurance, State Farm’s Texas rates are competitive, with the…
Read MoreGermania Home and Auto Insurance Review in Texas
Germania Insurance, a Texas-based insurance company, has a long and storied history dating back to the late 19th century. Here’s an overview of its history: Founding (1896): Germania Insurance was founded in 1896 by 31 farmers in Perry, Texas. Originally named “The Germania Mutual Aid Association of Texas,” the company was established to provide insurance…
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