(800) 253-1482Colorado Insurance Articles
Can I Change My Insurance Agent but Keep My Insurance Company?
Yes, you can switch insurance agents for your auto, home, landlord and other policies while keeping the same insurance company. Many times bad service and experiences are the agent’s fault and not the insurance company’s; so customers may want to use a new agent with the same insurance company. Here’s how the process generally works…
Read MoreDo Auto Insurance Companies Use New or After Market Parts?
Auto insurance companies can use either Original Equipment Manufacturer (OEM) parts or aftermarket parts when repairing a vehicle after an accident, depending on the circumstances, policy terms, and applicable laws in your jurisdiction. Original Equipment Manufacturer (OEM) Parts: These are parts made by the vehicle’s manufacturer or an authorized supplier. They match the parts that…
Read MoreFinding the Best Emergency Roadside Assistance
Summary: Roadside assistance offers help with flat tires, fuel delivery, lockouts, and towing to nearby repair shops when needed. Coverage varies by provider and some plans cover longer towing distances or fuel delivery, though fuel costs may apply. Services usually include spare tire installation or winching for stuck vehicles. Monthly costs range from $5 to $25,…
Read MoreHow Does Escrow Pay My Home Insurance?
When you have a mortgage, your lender might require you to set up an escrow account to ensure that property taxes and homeowner’s insurance are paid on time. Here’s how the process typically works: Setting Up the Escrow Account: When you close on your home, your lender will often set up an escrow account for…
Read MoreHow Your Insurance Score Affects Your Home & Auto Premium in Texas
Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score to determine premiums, among other things, the Texas Department of Insurance (TDI) regulates these actions…
Read MoreColorado Wildfire Insurance – How To Protect Yourself
In The Centennial State, wildfires are a growing threat, and the need for Colorado wildfire insurance continues to grow. Learn how to protect your home.
Read MoreProtecting Against a Fender Bender in Colorado
Yes, a fender bender is considered to be a minor car accident. 70% of car accidents involve multiple vehicles but that means a sizeable number does not. The most common type of accident is a fender bender and Colorado drivers will need to decide whether or not they need to file a claim when facing such losses alone.
Read MoreMedical Payments Coverage Guide for Colorado Drivers
Every driver is required to maintain liability coverage and besides being the law, it’s an important coverage to help restore the loss of property and bodily injury for another party. But if all you have is liability coverage, you may have to pay out of your own pockets to cover your own medical expenses.
Read MoreIs Denver a Good Place To Live?
Discover the Appeal of Living in Denver, Colorado: A Vibrant Mix of Urban Amenities and Nature. Find out about its strong economy, abundant recreational opportunities, and attractive amenities. Explore if Denver is the ideal place for your lifestyle.
Read MoreHow Long To Keep Insurance Records in Colorado
Documentation is important and it’s a good idea to have a record of your insurance policies even if you are no longer with that carrier. You can keep them safely and more easily than ever these days because most of these documents are provided to you online.
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