Texas continues to be a highly desired area to live. Attracting people from all over the country, moving to Texas is a trend that looks to continue growing. There are many different reasons including favorable economic conditions, a lack of an income tax, low cost of living, safe cities, diverse cultures, temperate weather, and a wide range of living options.

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Finding your roof leak can be the difference between a small fix for a couple of hundred bucks and a large job that can cost well over a thousand dollars. Identifying the leak can also help you determine whether or not this is something you can fix or if a professional is needed to do the job.

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A rental property protected by landlord insurance.

Properties don’t run themselves. You’re going to have to put in some work if you are going to maintain your investment. Not only do rentals come with work, but they also require time and money. This is why soon-to-be landlords should self-audit their lives before jumping in.

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Property insurance is something you hope to never use. Nobody wants to deal with a devastating fire or a break-in, but these things may happen. When they do, you’ll want to know that your property insurance policy is capable of restoring a full loss and getting you back up onto your feet.

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There are different reasons for your home’s foundation to suffer from problems. While all homes will have a degree of shifting, and this is natural for any structure, severe foundation movement can be affected by a variety of things.

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How-Much-Home-Insurance-Do-I-Need

Whatever you can’t afford to restore after a major loss whether it be your home, personal belongings, or additional structures on your property, you’ll want to make sure they are covered. Failing to do so will provide you with unnecessary financial hardships in the aftermath of an already stressful situation.

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Summary of Named Perils / Broad Coverage Basically, insurance companies write two types of policies for homeowners: named peril and open peril policies. The “named peril” insurance policy covers only what is specifically listed in the policy. The named peril insurance policy only covers specific perils, so it is usually less expensive than an open…

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