What To Expect Living in Texas


Living in Texas is unlike any other state, and for good reason. The Lone Star State offers a wide range of lifestyle options, affordable living, and interesting cultural nuances that brings the state its unique identity. Texas is the fastest-growing state in the country and living here, it’s clear to see why. If you are considering moving to Texas, here’s what you can expect Texas living to look like.

What Is the Cost of Living in Texas?

The cost of living in Texas is below the overall national average. Combined with many metro areas boasting strong economic outlooks, Texas usually finds itself as one of the top 15 states in terms of affordability.

Where you live in Texas is going to also determine your cost of living and because the state is the second-largest in the nation, this can be diverse. Places such as Austin, Texas, are highly desirable and offer higher wages, but the cost of living is much higher. Cities such as Armarillo, Texas, or Brownsville, TX, both offer much more affordable living, but not nearly the same lifestyle.

Overall, Texas living cost is cheaper than most places in the U.S., but it never hurts to check the specific region you’re moving to beforehand.

Is Texas a Good Place To Live?

Yes, Texas continues to be a highly desired area to live. Attracting people from all over the country, moving to Texas is a trend that looks to continue growing. There are many different reasons including favorable economic conditions, a lack of an income tax, low cost of living, safe cities, diverse cultures, temperate weather, and a wide range of living options.

It doesn’t matter if you are looking to find a beautiful property far away from the city or live in the heart of some of the most robust metros in America, you’ll find it all living in Texas. Most homeowners live in or near urban centers, which are primarily found in Central Texas, North Texas, and East Texas, though there are plenty of communities elsewhere.

Texas also has a wide range of industries, which could play a role in where you’ll need to reside. For example, the energy sector, construction, and medical field are huge industries in Houston, Texas, whereas you’ll find more tech-friendly businesses in both Austin and Dallas, TX.

The Lone Star State is also the second-largest state by population, meaning that there is plenty of things to do and see. No matter what your lifestyle, you’ll be able to find something to match it in Texas. It’s a popular place for events, touring shows, festivals, and more. Offering an enticing culinary scene, a complex historical past, adventurous recreational landscapes, major professional sports teams, and over 2,000 museums, there really is something for everyone.

Affordable Real Estate

The average cost of a home in Texas is much lower than in other states coming in at $257,628. This means that homeowners moving to Texas are often receiving cheaper housing or are able to upgrade for the same price. It’s clear that this contributes to the attractiveness of the state as well as to why the Texas cost of living is so favorable.

Texans Drive A Lot

Driving in Texas is different than most states for several reasons. First, is obvious, that Texas is a large state with widespread cities that require a considerable amount of time to travel through. Secondly, there are more drivers here than in almost any other state meaning more cars and more traffic. Third, is the questionable public transportation options. Yes, they are available in metro areas, but there are far better examples throughout the United States of public transit. Offering elevated commute times in several of its cities, spending time in your car is just a part of Texas life.

Natural Disasters Are Frequent in Texas

As beautiful as living in Texas may be, the climate here can produce a litany of statewide natural disasters. Prone to natural disasters, Texans are faced with a variety of weather events including hailstorms, tornadoes, tropical storms, wildfires, earthquakes, and more. Major events such as Hurricane Harvey have made international news but even less extreme examples such as passing thunderstorms can deliver serious weather conditions that can cause damage to your home and property.

If You’re Living in Texas, Protect Yourself for Less


Freedom Insurance Group is proud to have been helping Texans save money since 2005, and we’re here to help you too. Homeowners insurance and auto insurance are two essential protections that can cost a bit more in Texas, but that doesn’t mean you have to overpay.

The increased cost is due to a variety of factors including the aforementioned severe weather patterns that insurance companies view as higher risks, thus, providing you with coverage at a higher rate. Thankfully, our insurance center works with 25+ top-rated insurance companies that provide our clients with a wide range of coverage options to better keep you protected.

Our agents can compare your insurance needs among these brands to compare rates and find you the personal protection you deserve at the lowest price on the market. Because different insurance brands will view the factors surrounding your policy differently, such as the age of your home or the amount of coverage needed, you’ll find that the same policies will be presented at different costs.

This is why we shop your insurance policies among different providers and deliver the best price on the market. On average, our clients save 40% and we can even apply the best discounts such as bundling discounts to help maximize your savings. There’s nothing better than living in Texas for a homeowner. Contact us today to see how much you can save, or feel free to enjoy our free online quote tools below:

Contact Us

Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (972) 798-3769


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