You can insure the same home with two different policies, but the real question is whether you should. For most homeowners, doubling up on coverage doesn’t double your protection. Instead, it usually creates extra paperwork, slower claims, and higher premiums without meaningful benefits. In this guide, we’ll walk through how dual policies actually work, why…

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Missouri homeowners insurance may cover tree removal after damage occurs from a covered event, like wind or lightning. However, preventative removal, such as taking down dead or leaning trees, is considered maintenance and typically not covered. Knowing what’s included and staying proactive can help protect your property, avoid denied claims, and reduce out-of-pocket costs.

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Summary: Car insurance discounts in Missouri provide plenty of ways to save, such as bundling home and auto policies, affiliate discounts, and good driver incentives. Even if you don’t qualify for all discounts, comparing options can help you find the best savings for your coverage.  Estimated Read Time: 4 mins Table of Contents: Multi-Policy Discounts and…

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Summary: If you live in Missouri, you must have minimum liability and uninsured motorist coverages, however, these bare minimums are often not enough. Accidents are frequent, and basic coverage may not protect you from costly medical bills, repairs, or lawsuits. Understanding your risks is important and increasing your coverage limits can help you prevent large financial…

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Summary: Roadside assistance offers help with flat tires, fuel delivery, lockouts, and towing to nearby repair shops when needed. Coverage varies by provider and some plans cover longer towing distances or fuel delivery, though fuel costs may apply. Services usually include spare tire installation or winching for stuck vehicles. Monthly costs range from $5 to $25,…

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When it comes to car ownership, insurance is a significant ongoing expense. Finding a vehicle that is both affordable to buy and cheap to insure can be a game-changer for your budget. In Missouri, where the cost of insurance can vary widely depending on various factors such as the type of vehicle, its safety features,…

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  In Missouri, mortgage lenders typically require homeowners to maintain insurance on their property to safeguard the lender’s investment. This insurance helps cover repair costs from events like fire, vandalism, water damage, and various weather-related incidents. Missouri law allows insurers to set their own rates, which can vary significantly due to different rating factors and…

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When it comes to driving in Missouri, having the right auto insurance is not just a legal requirement—it’s a necessity for protecting yourself, your passengers, and your finances. Whether you’re a new driver or a long-time resident, understanding Missouri’s auto insurance laws, coverage options, and ways to save can help you make informed decisions. In…

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Two vehicles, a red SUV and a white car in the driveway of a single family home in Missouri.

Summary: Bundling insurance is a smart way to save money and simplify coverage. Homeowners in Missouri can enjoy significant savings with home and auto insurance bundles, while renters can benefit from affordable premiums and additional protection through renters and auto insurance bundles. There are also options to bundle policies, such as boat, motorcycle, or umbrella coverage…

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In Missouri, the state’s insurance landscape intertwines with personal life events, particularly during significant changes like divorce. Understanding how your relationship status affects car and homeowners insurance can be crucial for financial planning and legal compliance. Here’s a detailed look at how these aspects converge in Missouri: Does Relationship Status Affect Car Insurance in Missouri?…

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