Missouri homeowners insurance may cover tree removal after damage occurs from a covered event, like wind or lightning. However, preventative removal, such as taking down dead or leaning trees, is considered maintenance and typically not covered. Knowing what’s included and staying proactive can help protect your property, avoid denied claims, and reduce out-of-pocket costs.

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  In Missouri, mortgage lenders typically require homeowners to maintain insurance on their property to safeguard the lender’s investment. This insurance helps cover repair costs from events like fire, vandalism, water damage, and various weather-related incidents. Missouri law allows insurers to set their own rates, which can vary significantly due to different rating factors and…

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Two vehicles, a red SUV and a white car in the driveway of a single family home in Missouri.

Summary: Bundling insurance is a smart way to save money and simplify coverage. Homeowners in Missouri can enjoy significant savings with home and auto insurance bundles, while renters can benefit from affordable premiums and additional protection through renters and auto insurance bundles. There are also options to bundle policies, such as boat, motorcycle, or umbrella coverage…

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In Missouri, the state’s insurance landscape intertwines with personal life events, particularly during significant changes like divorce. Understanding how your relationship status affects car and homeowners insurance can be crucial for financial planning and legal compliance. Here’s a detailed look at how these aspects converge in Missouri: Does Relationship Status Affect Car Insurance in Missouri?…

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In an exciting development for Missouri residents, Freedom Insurance Group, a well-established name in the insurance industry, has announced its expansion into the Show-Me State. Known for its competitive rates, exceptional customer service, and community involvement, Freedom Insurance Group is set to bring its renowned home and auto insurance products to Missouri consumers. This expansion…

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Getting your home insurance to pay for your air conditioner can be straightforward for some, but coverage varies depending on your policy. Even if you have valid coverage, you might encounter resistance from your insurance provider. Fortunately, there are steps you can take to resolve coverage issues for your HVAC unit. Understanding Homeowners Insurance Coverage…

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