Building a home is exciting, but it’s also one of the biggest financial decisions you’ll ever make. On average, building a house in Tennessee costs $180 to $350+ per square foot, depending on where you build, the home’s design, and your material choices. For a typical 2,000-square-foot home, that places the total construction cost at…

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You can insure the same home with two different policies, but the real question is whether you should. For most homeowners, doubling up on coverage doesn’t double your protection. Instead, it usually creates extra paperwork, slower claims, and higher premiums without meaningful benefits. In this guide, we’ll walk through how dual policies actually work, why…

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Building a home in Tennessee costs $180–$350+ per sq ft, with totals ranging from $360K–$700K for a 2,000-sq-ft home. Prices vary widely based on location, design complexity, materials, and terrain. Understanding these factors helps homeowners budget accurately and plan confidently.

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Home insurance inspections help companies evaluate your home’s condition, spot risks, and set fair coverage and pricing. While optional, refusing one can lead to higher premiums or policy cancellation. In Tennessee, knowing what to expect—and how to prepare—can reduce stress. Our guide walks homeowners through the process, so you’re ready for whatever the inspection uncovers.

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Tennessee, known for its scenic beauty and vibrant music culture, particularly in cities like Nashville and Memphis, has unfortunately earned another, less desirable distinction: some of the highest home insurance prices in the United States. While many might associate high home insurance rates with coastal states due to hurricane risks, Tennessee’s position in this regard…

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Your relationship status, car insurance, and homeowners insurance in Tennessee are intricately linked, posing significant considerations during life changes like divorce. Here’s how these aspects intertwine: Does Relationship Status Affect Car Insurance in Tennessee? Yes, your relationship status impacts your car insurance coverage, premiums, and responsibilities in Tennessee. Keeping your insurer updated about changes in…

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Summary: Bundling insurance simplifies coverage and saves money. Tennessee homeowners can save with home and auto bundles, while renters in the Volunteer State enjoy lower premiums and added protection by combining renters and auto policies. Additional options, like bundling boat, motorcycle, or umbrella coverage, offer even more savings. Freedom Insurance Group helps policyholders save up to…

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Getting your home insurance to pay for your air conditioner can be straightforward for some, but coverage varies depending on your policy. Even if you have valid coverage, you might encounter resistance from your insurance provider. Fortunately, there are steps you can take to resolve coverage issues for your HVAC unit. Understanding Homeowners Insurance Coverage…

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