Building a home is exciting, but it’s also one of the biggest financial decisions you’ll ever make. On average, building a house in Tennessee costs $180 to $350+ per square foot, depending on where you build, the home’s design, and your material choices. For a typical 2,000-square-foot home, that places the total construction cost at…

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You can insure the same home with two different policies, but the real question is whether you should. For most homeowners, doubling up on coverage doesn’t double your protection. Instead, it usually creates extra paperwork, slower claims, and higher premiums without meaningful benefits. In this guide, we’ll walk through how dual policies actually work, why…

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Landlord insurance, also known as rental property insurance, is a specialized policy designed to protect property owners who rent out their homes or investment properties. Unlike standard homeowners insurance, which assumes the owner lives on the premises, landlord insurance focuses on the unique risks associated with tenants, such as property damage from renters or loss…

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Getting your home insurance to pay for your air conditioner can be straightforward for some, but coverage varies depending on your policy. Even if you have valid coverage, you might encounter resistance from your insurance provider. Fortunately, there are steps you can take to resolve coverage issues for your HVAC unit. Understanding Homeowners Insurance Coverage…

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