Building a home is an exciting chapter. From bringing your dream home to life to creating an investment property and everything in between, home builders in Colorado can bring your dream to life. But whether this is your first time building a home or not, there are some steps you’ll want to take in the process.
Builders in Colorado offer a variety of options but because there are many different options, how do you know which are right for you?
Everyone’s home building process is going to be different as each build is different, along with the needs and wants of the homeowner. But you can still apply some universal approaches when using Colorado home builders.
Ultimately, the right homebuilder will provide you with the right options at the right price for your needs in a timely manner. Get started with the process with a few helpful hints for bringing your new home to life in the Centennial State.
Compile a List of Home Builders in Colorado
The first thing you’ll want to do is compile a list of home builders in Colorado. This is done for many reasons, but if you’re going to use a Colorado new home builder, you’re going to need to sort through options.
Here at Freedom Insurance Group, we help homeowners save on home insurance coverage by comparing rates among top-rated carriers, so we understand the power of comparison. You’ll still need to conduct due diligence, but we’ve compiled a Colorado new home builder list so that you don’t have to.
Custom Home Builders in Colorado
There are several custom home builders in Colorado that are committed to providing you with the quality home of your dreams that has your personal touch from their professional craftsmanship. Get to know some of the top builders in CO that can help you turn your vision into a place of refuge.
Haley Custom Homes
When it comes to custom home builders in Colorado, it’s hard to talk about them without mentioning the name Haley Custom Homes. Since 1998, Dan Haley Fuller has proved to be one of the most sought-after customer builders in the state.
The focus is getting you into the home of your dreams through quality construction, a reduction in waste, and a dedicated team focused on bringing your vision to life. Responsible for many high-end homes throughout Denver, Vail, Aspen, and more, you’re in good hands with an experienced, reputable team.
Hammer Custom Homes
Hammer Custom Homes has around 30 years of experience bringing dreams to life. These home builders in Colorado provide plenty of options including fully custom homes, but if you don’t want to take on such a task, semi-custom homes are also available.
It’s all about choices, details, and quality building materials when you’re hiring the team at Hammer Customer Homes. From established, notable communities to building on your own lot, you have options to enjoy your dream home where you see fit.
Stone Aspen Signature Builders
The city of Castle Rock, Colorado, and the surrounding areas, are beautiful for many reasons. One of them is the outstanding craftsmanship showcased by Stone Aspen Signature Builders. These home builders in Colorado have more than 60 years of experience and it shows. David Putnam and his dedicated team bring your ideas to life with impeccable detail and quality design.
Tiny Home Builders in Colorado
Taking on a tiny home project is anything but small. While you may be cutting back on square footage, there are still many unique considerations you’ll need to review, and having the right team around you can make or break your build.
If you’re looking for house builders in Colorado with a knack for making downsized dreams feel anything but small, check out these builders below.
SimBLISSity Tiny Homes
If you’re going for the tiny home lifestyle, Colorado continues to be a great option, and who better to create your future home than off-the-grid experts who also live in one themselves? This is the beauty of SimBLISSity Tiny Homes where Dot & Byron Fears have been building tiny homes in Colorado for more than seven years.
Owning a tiny home comes with a variety of lifestyles, reasons, and desires, but getting back to nature and reducing waste are common themes among most builds. Luckily, these are some of the core values that go into each and every tiny home built by this Colorado power couple of tiny homes.
MitchCraft Tiny Homes
MitchCraft Tiny Homes is headquartered in Fort Collins, CO, but its reach is nationwide. Maybe because Mitch Holmes is delivering quality tiny homes on wheels that are at home near the beaches of Cali as well as the beauty found throughout the Centennial State and anywhere else your heart can dream.
The company specializes in bringing your dream to life but doing so in a sustainable manner. Mitch and his team provide livable spaces in confined areas that help you find your forever home or temporary home, depending on where you want to be.
Tumbleweed Tiny House Company
Tiny home RVs are a great way to have freedom, reconnect with nature, and enjoy an affordable housing option where you see fit. Such is the case at Tumbleweed Tiny House Company, where decades of experience provide you with the home you deserve with an exceptional level of quality in every detail.
Questions To Ask Home Builders in Colorado
Determining which Colorado home builders to consider will require you to go further than simply making a list. Going over reviews, looking into the difference between each company, and doing your research is all a part of the process.
But everyone is going to have a different point of view and original research shouldn’t be discounted. Home builders in Colorado have different price points, specialties, packages, etc., and asking the right questions can help you find the right company for the needs of your project.
Some questions are universal. Of course, pricing questions and build times will come up in discussions, but they shouldn’t be taken lightly either.
However, the National Association of Home Builders offers plenty of suggestions for additional questions you may want to consider asking new home builders in Colorado. Here are some of the highlights:
- Ask the builder for references from previous clients.
- Beyond asking about the price, ask about details involved with financing.
- Be sure to inquire about the limitations and flexibility in the build process. Can you leave some rooms unfinished? Are upgrades or downgrades for appliances available? Are custom floor plans available? Etc.
- You’ll want to know about the fees involved. Ask about the builder’s fees and neighborhood fees, such as HOA dues, that you’ll need to pay when moving in. Don’t forget to also research the property tax rate as well.
While these questions are important for those using Colorado home builders, more universal questions should also be a part of your due diligence process. Standard considerations about developments in the area, the school district, neighborhood amenities, and so on, should also be discussed.
Just as each home builder in Colorado is different, so too is every home, neighborhood, and development. The more questions you ask, the better equipped you’ll be to choose the right builder, cover expenses, such as flood insurance, and plan accordingly for the homebuilding process.
Go See Their Previous Builds (If You Can)
Seeing is believing, of course, and getting to see a home builder’s work in person is a great way to get an idea of whether or not they are a good fit for your needs.
This isn’t always possible and you should always be respectful, but there are several builders and property owners that can accommodate this depending on the stage of the build.
This can be an underestimated part of the process. Many homeowners may skip looking at a builder’s custom home for another because it won’t be comparable to their own.
Of course, when possible, it’s a good idea to look at homes that have similar elements to the home you are building. But viewing a builder’s work can help you even if it’s a different style altogether.
Style, quality, and cohesiveness are still a part of bringing your home to life, and with an open mind, you can get a first-hand look at all of these traits even if the home itself isn’t exactly what you’re going for with your own build.
How To Protect a Home Crafted by Colorado Builders
Protecting a standard home is just that, standard, but when you’re building your own home, there are several additional things you’ll need to consider. This can vary depending on the type of home you build as well.
Different structures will require different types of coverage. For example, when building a tiny home, if it’s stationary or if it has wheels can have an impact on the type of coverage you’ll need to have, such as the need for RV insurance.
Furthermore, custom homes with an elevated total value, particularly luxury homes that are worth $1 million or more, may need more coverage than a standard home insurance policy (HO3 policy) and could opt for high-end home insurance or HO5 policies.
Then there are unique features, such as swimming pools, or the local risks including the proximity of your home to potential weather-related hazards like areas that are prone to wildfires.
The risks and needs of each property are unique and they all have their own risks from perils. Homeowner insurance companies look at similar factors but they all do it in different ways, which can cause a discrepancy in the amount of premium you’ll pay.
It’s important to compare your coverage among different companies to ensure that you aren’t just getting the right level of coverage but you’re doing so at the lowest cost possible. For custom homes, this can be particularly important because of the additional variables at hand.
Freedom Insurance Group is well-equipped to help homeowners and has been doing so since 2005. Our team is here to help you protect your dream home at the lowest price possible with personalized coverage that delivers peace of mind no matter which part of Colorado you call home.
Because we only work with top-rated insurance companies, we can compare your coverage with quality carriers that can meet your needs. Building a home is exciting and we’re here to help you, even with affordable coverage options throughout the construction process.
Find the right home builders in Colorado and protect your house with the right home insurance coverage. Contact us today or get a homeowners insurance quote that is accurate, quick, and comes with no obligation!