(800) 253-1482Texas Insurance Informative Articles
Texas, the Lone Star State, is a vast expanse of highways, bustling cities, and rugged rural roads where vehicles are more than just transportation—they’re lifelines. With over 29 million registered vehicles navigating everything from Houston’s humid traffic jams to the arid stretches of West Texas, reliable auto repair is essential. But finding a trustworthy shop…
Read MoreYou can insure the same home with two different policies, but the real question is whether you should. For most homeowners, doubling up on coverage doesn’t double your protection. Instead, it usually creates extra paperwork, slower claims, and higher premiums without meaningful benefits. In this guide, we’ll walk through how dual policies actually work, why…
Read MoreOwning a second home comes with insurance needs that your primary policy won’t cover. Whether it’s a lake cabin, beach condo, or rural getaway, Texas doesn’t require second home insurance, but lenders do, and these properties face higher risks from vacancy, weather, and location. Our guide breaks down how second home insurance works in the…
Read MoreMany Texans assume FEMA will repair or rebuild their vacation home after a flood, but that’s not how government assistance works. If you own a lake house, beach condo, or investment cabin, FEMA will not step in with grants after a disaster. Your second home needs its own flood insurance policy because FEMA assistance only…
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Understanding whether Texas auto insurance follows the car or the driver depends on permission, policy terms, and state rules. In most cases, coverage follows the vehicle first, but exclusions, commercial use, and borrowed-car scenarios can change who’s protected and which policy pays after an accident.
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