Texas Insurance Informative Articles


The Meaning of ” Full Coverage” in Auto Insurance

September 19, 2023 | 0 Comments

“Full coverage” in the context of auto insurance is a colloquial term that typically refers to a combination of insurance coverages that protect both you and your vehicle. It’s not a technical or official term in the insurance industry, but when people refer to “full coverage,” they usually mean a combination of the following types…

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Everything you need to know about the home insurance claims process

September 18, 2023 | 0 Comments

Home insurance claims can be a bit daunting if you’ve never navigated the process before. Here’s a comprehensive overview: 1. Understand Your Policy: Before you can file a claim, it’s essential to understand what your policy covers. Most standard homeowners insurance policies provide coverage for: Dwelling (your home’s structure) Other structures (sheds, fences, etc.) Personal…

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The History and Meaning of the term “Hazard Insurance”

September 17, 2023 | 0 Comments

“Hazard insurance” refers to insurance coverage that protects property owners against damage caused by natural disasters, such as storms, fires, earthquakes, and floods. The term “hazard” in this context represents anything that can cause damage to a property. The term can mean different things to different people, so whenever hearing the words “hazard insurance” in…

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Does Texas home or landlord insurance cover rodent damage?

September 16, 2023 | 0 Comments

Home insurance policies can vary in terms of their coverages, exclusions, and limits. In Texas, as in many other states, standard homeowners insurance policies typically do not cover damage caused by rodents (such as rats, mice, and squirrels) under their basic terms. Here are some reasons why: Maintenance Issues: Insurance often considers rodent infestations a…

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What Does the Car Insurance Claim Process Look Like in Texas?

September 14, 2023 | 0 Comments

The car insurance claim process can vary slightly depending on the insurance company, the nature of the incident, and the specific policy in question. However, the general steps are typically as follows: Immediate Action at the Scene: Ensure everyone is safe. Address any injuries first and foremost. Call the police, especially if there are injuries…

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Freedom Insurance Group
3861 Long Prairie Rd Ste 110
Flower Mound, TX 75028
Phone: (972) 798-3769


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