Texas Insurance Informative Articles

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Does Home Insurance Cover Earthquake Damage in Texas?

July 2, 2025 | 0 Comments

In Texas, as in most other states, standard homeowners’, landlord, and mobile home insurance policies typically do not cover damage caused by earthquakes. However, homeowners can purchase a separate earthquake endorsement or a standalone earthquake insurance policy to cover such damages. If you’re considering earthquake coverage in Texas, keep in mind: Coverage: Earthquake insurance typically…

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Actual Cash Value (ACV) for Home Insurance

July 2, 2025 | 0 Comments

You can add equipment breakdown coverage to your homeowners insurance for extra protection focusing on electrical and mechanical failure. Homes have many electrical components that can benefit from this insurance rider, including HVAC, light fixtures, appliances, and more. Home warranties are also available but operate differently. Each equipment breakdown coverage homeowners has its own form of protection and it’s important to shop and compare them in order to find the right policy at the lowest price.

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Texas Full-Time RV Insurance

June 18, 2025 | 0 Comments

At the end of the day, it’s important to understand how Texas full-time RV insurance works because it can help you save on your premium. Each brand assesses risk differently and within this lies an opportunity for RVers.

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Auto Insurance for Teens and Young Drivers in Texas

June 18, 2025 | 0 Comments

Teens entering the driving world may not command the same buying power or knowledge about how auto insurance works as their older counterparts. Cheap car insurance for teens is not impossible to find, but overall, you can expect to pay higher premiums as a newer driver. Get to know everything you need to know about the coverage teen drivers need and how to save more for your policy.

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Do Auto Insurance Companies Use New or After Market Parts?

June 18, 2025 | 0 Comments

Auto insurance companies can use either Original Equipment Manufacturer (OEM) parts or aftermarket parts when repairing a vehicle after an accident, depending on the circumstances, policy terms, and applicable laws in your jurisdiction. Original Equipment Manufacturer (OEM) Parts: These are parts made by the vehicle’s manufacturer or an authorized supplier. They match the parts that…

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