(800) 253-1482Texas Insurance Informative Articles
Umbrella Insurance is additional insurance that provides protection beyond present limits and coverages of other policies. It offers coverage for injuries, property damage, lawsuits, and personal liability situations. They also cover claims in excess of regular homeowners, auto, or watercrafts. Also, an Umbrella Policy covers other family members or household besides the policyholder. Is Umbrella…
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Understanding how you can lose your coverage and what your options are if you were to become uninsured will help you navigate these difficult times.
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Summary: Umbrella and excess liability insurance both provide extra protection beyond standard policies, but they differ in coverage scope. Umbrella insurance offers broader protection, covering various liability risks, while excess liability extends existing policy limits without adding new coverage types. Texans should consider these options to safeguard assets against costly lawsuits, medical expenses, or property damage.…
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Home insurance policies can vary in terms of their coverages, exclusions, and limits. In Texas, as in many other states, standard homeowners insurance policies typically do not cover damage caused by rodents (such as rats, mice, and squirrels) under their basic terms. Here are some reasons why: Maintenance Issues: Insurance often considers rodent infestations a…
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Also known as endorsements, an insurance rider is commonly used to protect expensive personal items including jewelry, collectibles such as art, instruments, etc. Typically, they cover items that are either not already included on your insurance or the cost of which may outweigh what you’d get with a higher-tiered plan.
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