coverage options for texas homeowners insurance

Types of Texas Home Insurance Policies and Coverages

November 18, 2023 |

Different types of Texas homeowners need different types of home insurance. Whether you’re a single-family homeowner, condo owner, mobile homeowner, or renter, there’s an insurance policy designed to protect what you own. We’ll explain what each home insurance policy type covers and how to make sure you get the coverage you need with this Ultimate…

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How Much Does Electric Vehicle Insurance (EVs) Cost?

October 28, 2023 |

Electric Vehicles (EVs) have become increasingly popular, and as their presence on the roads grows, there has been considerable interest in how they impact auto insurance prices. Here’s an overview of the relationship between EVs and auto insurance: Potentially Higher Premiums: Repair Costs: One factor leading to potentially higher insurance premiums for EVs is the…

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Foreclosed Homes in Texas: What To Know Before Purchasing

October 5, 2023 |

Foreclosed homes in Texas have different circumstances surrounding them than conventional homes including how you submit an offer, the process, and the speed of transactions.

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How much does raising deductibles save on home insurance in Texas?

October 4, 2023 |

Raising deductibles on your Texas home insurance policy can result in savings on your premium, but the exact amount saved can vary significantly based on several factors.  Most of the time, your home insurance deductible is based off of a percentage of your total coverage.  For example, let’s say you have a 1% deductible for…

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Raising my auto insurance deductibles, how much does it save in Texas?

September 30, 2023 |

The savings achieved by raising auto insurance deductibles in Texas can vary widely based on a myriad of factors. Here are some general considerations and steps to estimate your potential savings: Factors Influencing Savings: Type of Coverage: The savings can be different for collision and comprehensive coverages. Vehicle Value: Cars that are more expensive to…

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