Texas Insurance Informative Articles
Summary: Comprehensive insurance covers non-accident-related incidents, while collision insurance pays for vehicle repairs after accidents you cause. Although not legally required in Texas, lenders often mandate both coverages for financed or leased vehicles. Comprehensive coverage is generally cheaper than collision, with premiums influenced by location, vehicle value, and deductible choices. Bundling comprehensive and collision insurance simplifies…
Read MoreYou’re going to have a lot on your plate but it’s important to navigate your coverage during these difficult times. Everything from how much you pay, who is responsible for paying, and how you are protected is important to understand.
Read MoreIf you’re new to reading a Texas flood zone map, it can feel a bit daunting. Thankfully, it doesn’t have to be such a challenge with these great tips. Understanding flood zones in a Texas map will help you better understand your surroundings and make decisions accordingly.
Read MoreHere’s a detailed breakdown of the minimum required limits and types of car insurance coverage required for each state in the U.S.: 1. Alabama Bodily Injury Liability: $25,000 per person / $50,000 per accident Property Damage Liability: $25,000 per accident Explanation: Covers medical expenses and property damage caused to others if you are at fault…
Read MoreWhen you have a mortgage, your lender might require you to set up an escrow account to ensure that property taxes and homeowner’s insurance are paid on time. Here’s how the process typically works: Setting Up the Escrow Account: When you close on your home, your lender will often set up an escrow account for…
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