Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score to determine premiums, among other things, the Texas Department of Insurance (TDI) regulates these actions…

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A major reason for the certificate of financial responsibility or SR 22 is to ensure that motorists in Texas are insured. There are minimum guidelines to maintain, and financial interests to protect. In the Lone Star State, automobile financial responsibility laws are taken seriously.

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We’ve covered the legal complications that can come from driving with no insurance, but that is only the beginning. The purpose of car insurance is to help limit the financial losses felt by the parties involved in an accident. Failing to have the right coverages can put in a serious financial hardship compounded only by rising costs involving fixing vehicles, medical bills, and legal expenses.

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When you register your car in Texas, you’re going to need to make sure that your affairs are in order. Otherwise, you’ll be frustrated at having to backtrack, further delaying the process. In order to register your vehicle in Texas, you’re going to need the following.

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Summary: Texas drivers need at least the state’s minimum liability coverage, but that may not be enough. Accidents are common, especially in high-risk areas like Dallas and Houston. If you lease or finance a car, live in a high-theft area, or face severe weather risks, extra coverage can help. Uninsured motorist protection and higher liability limits…

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It happened in Florida following devastating hurricanes ravaged their state. The same in Louisiana following the unthinkable damage left in the wake of Hurricane Ida. Again, it would take place in California following wildfires. Now, in 2023, insurance companies pulling out of Texas has become a reality.

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A woman in the background placing a coin into a pink piggy bank in focus.

There’s no getting around it, you are legally required to have auto insurance if you are a driver in Texas, but that doesn’t mean you have to overpay. Take a closer look at the many options you have as a motorist to save money on auto insurance while staying protected.

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Summary: Car insurance in Texas offers numerous discounts, including bundling your home and auto policies, affiliate discounts, good driver discounts, and much more. Even if you don’t qualify for everything, it’s important to compare auto insurance discounts to find the best savings for your coverage.  Estimated Read Time: 6 mins Table of Contents: Multi-Policy Discounts and…

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