Here’s a detailed breakdown of the minimum required limits and types of car insurance coverage required for each state in the U.S.: 1. Alabama Bodily Injury Liability: $25,000 per person / $50,000 per accident Property Damage Liability: $25,000 per accident Explanation: Covers medical expenses and property damage caused to others if you are at fault…

Read More
stack of coins and car keys on desk

Cheap full coverage auto insurance combines these coverages with liability coverage and maintaining a higher deductible is key for keeping costs low, but whether or not this is the best move for you hinges on multiple factors. Take a closer look at high deductible vs. low deductible car insurance policies and determine which option works best for your needs.

Read More

Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score to determine premiums, among other things, the Texas Department of Insurance (TDI) regulates these actions…

Read More

A major reason for the certificate of financial responsibility or SR 22 is to ensure that motorists in Texas are insured. There are minimum guidelines to maintain, and financial interests to protect. In the Lone Star State, automobile financial responsibility laws are taken seriously.

Read More

We’ve covered the legal complications that can come from driving with no insurance, but that is only the beginning. The purpose of car insurance is to help limit the financial losses felt by the parties involved in an accident. Failing to have the right coverages can put in a serious financial hardship compounded only by rising costs involving fixing vehicles, medical bills, and legal expenses.

Read More

When you register your car in Texas, you’re going to need to make sure that your affairs are in order. Otherwise, you’ll be frustrated at having to backtrack, further delaying the process. In order to register your vehicle in Texas, you’re going to need the following.

Read More

Summary: Texas drivers need at least the state’s minimum liability coverage, but that may not be enough. Accidents are common, especially in high-risk areas like Dallas and Houston. If you lease or finance a car, live in a high-theft area, or face severe weather risks, extra coverage can help. Uninsured motorist protection and higher liability limits…

Read More