Texas Insurance Articles
How To Get a WPI-8 Certificate To Lower Your TWIA Windstorm Insurance
In Texas, the WPI-8 certificate, often referred to as the “Windstorm Certificate” or “Windstorm Inspection Certificate,” is a document that shows a particular building or structure has been inspected and certified to meet the windstorm building code requirements set by the Texas Department of Insurance (TDI). These requirements are designed to ensure that structures are…
Read MoreManufactured Homes, Mobile Homes, and Travel Trailers
Manufactured homes that were once called mobile homes and single- and double-width mobile homes are factory-built homes designed and built to the precise specifications of the U.S. Department of Housing and Urban Development federal building code. Prefabricated houses are completely built in a factory and then transported to their place of establishment. Once they reach…
Read MoreHow Texas Earned the Nickname “Flash Flood Alley”
This section of North America is one of if not the most susceptible places for flash flooding to occur. A Texas flash flood can affect many other places such as Houston, TX, or Galveston, TX, for other reasons, but throughout the heart of Hill Country and beyond, Texas flooding is mostly caused by rapid, heavy rainfall that can destroy vehicles, homes, and lives.
Read MoreThe Inflation Rate in Texas Is Raising Home Insurance Rates
Inflation touches virtually any industry and this includes insurance. Having home insurance is important and the job of your provider is to help you rebuild your home in the event of a loss. But in this arrangement, it can be easy for homeowners to forget that insurance carriers are indeed businesses that are affected by the same economic factors any other business may be facing.
Read MoreCheap Car Insurance: How to Lower Your Rates in Texas
The unfortunate truth is that Texan drivers pay more for coverage. We continue to rank within the top 10 states in the nation for the highest auto rates. Featuring a large population and more roads than any other state, cheap car insurance is a necessary component for any driver.
Read MoreAllstate Home & Auto Insurance In Texas: The Facts
Allstate home went into business in April 1931 after its founders had the idea of starting an auto insurance company and sell insurance by direct mail and through the Sears catalog. Based in Northbrook, Illinois, the company has been serving Americans in the insurance industry for over 80 years and is now the second-largest insurance…
Read MoreCommon Coverage Gaps Home Insurance Won’t Cover
Being blindsided by such perils can be a frustrating and expensive problem to have. Stay educated and learn about common gaps in your home insurance policy and how you can overcome them.
Read MoreCar Insurance Rates in Texas Guide
Auto insurance in Texas The rates companies offer will vary from one company to another depending on several factors, which is why it is important to compare rates among several to get the best protection at the best price possible. Some of them are the age of the driver, the claims and driving history, the…
Read MoreThe Benefits of Using a Texas Insurance Agency
By using a Texas insurance agency, you can save time, money, and stress by letting a team of professionals do the work for you. It may seem too good to be true, but agencies bring more to the table than using an individual brand.
Read MoreMotorcycle Insurance and Common Winter Hazards
Riding in unsafe conditions is never a good idea. Always err on the side of caution and stay up to date on the driving conditions you’ll face when hitting the road.
Read More



