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Minimum Car Insurance Liability Requirements by State
Here’s a detailed breakdown of the minimum required limits and types of car insurance coverage required for each state in the U.S.: 1. Alabama Bodily Injury Liability: $25,000 per person / $50,000 per accident Property Damage Liability: $25,000 per accident Explanation: Covers medical expenses and property damage caused to others if you are at fault…
Read MoreHow Does My Mortgage Escrow Pay My Home Insurance?
When you have a mortgage, your lender might require you to set up an escrow account to ensure that property taxes and homeowner’s insurance are paid on time. Here’s how the process typically works: Setting Up the Escrow Account: When you close on your home, your lender will often set up an escrow account for…
Read MoreHigh or Low Deductible Car Insurance: What Texans Should Know
Cheap full coverage auto insurance combines these coverages with liability coverage and maintaining a higher deductible is key for keeping costs low, but whether or not this is the best move for you hinges on multiple factors. Take a closer look at high deductible vs. low deductible car insurance policies and determine which option works best for your needs.
Read MoreInsuring a Red Car and Other Car Myths in Texas
Take a closer look at some common myths about auto insurance and how you can actually avoid overpaying for your coverage whether you drive a red car, blue car, or any other color in the rainbow!
Read MoreHow Your Insurance Score Affects Your Home & Auto Premium in Texas
Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score to determine premiums, among other things, the Texas Department of Insurance (TDI) regulates these actions…
Read MoreSR-22 Insurance in Texas: Costs and Coverage Explained
A major reason for the certificate of financial responsibility or SR 22 is to ensure that motorists in Texas are insured. There are minimum guidelines to maintain, and financial interests to protect. In the Lone Star State, automobile financial responsibility laws are taken seriously.
Read MoreTexas Has 5th Highest Home Owners Insurance Cost in US
Home insurance in Texas can be pricey, but you’ve got options. With an average cost of $2,455 a year, it’s important to understand the risks where you live. A little planning now can help you find the right coverage and feel confident that your home is protected.
Read MoreTexas New Car Insurance: How To Protect Your Vehicle for Less
Knowing when to get insurance for a new car, understanding the costs, and finding the right coverage doesn’t have to be tricky. Learn everything you need to know about auto insurance for a new car in the state of Texas.
Read MoreHow to Get Home Insurance Companies to Pay for a New Roof in Texas
Often, Texas homeowners that require a roof repair or a new roof altogether, are suffering a loss that is affecting multiple aspects of their lives. The last thing you need to also go through is dealing with an insurance company that makes getting things back to normal a hassle. Learn more on when to submit a roof claim, what to expect throughout the process, and how to get the reimbursement you deserve.
Read MoreWhat Is Property and Casualty Insurance in Texas?
Property and casualty (P&C) insurance is an umbrella term for insurance policies that cover property and liability for individuals. In the state of Texas, this specifically refers to insurance products such as homeowners insurance, auto insurance, landlord insurance, boat insurance, and RV insurance policies.
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