When you have a mortgage, your lender might require you to set up an escrow account to ensure that property taxes and homeowner’s insurance are paid on time. Here’s how the process typically works: Setting Up the Escrow Account: When you close on your home, your lender will often set up an escrow account for…

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Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score to determine premiums, among other things, the Texas Department of Insurance (TDI) regulates these actions…

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Home insurance in Texas can be pricey, but you’ve got options. With an average cost of $2,455 a year, it’s important to understand the risks where you live. A little planning now can help you find the right coverage and feel confident that your home is protected.

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new roof repair

Often, Texas homeowners that require a roof repair or a new roof altogether, are suffering a loss that is affecting multiple aspects of their lives. The last thing you need to also go through is dealing with an insurance company that makes getting things back to normal a hassle. Learn more on when to submit a roof claim, what to expect throughout the process, and how to get the reimbursement you deserve.

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Property and casualty (P&C) insurance is an umbrella term for insurance policies that cover property and liability for individuals. In the state of Texas, this specifically refers to insurance products such as homeowners insurance, auto insurance, landlord insurance, boat insurance, and RV insurance policies.

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If you’re a Texas first-time home buyer, plenty of options are available to help you receive assistance in purchasing your home. Many different programs exist and while you may not qualify for all of them, there is surely at least one option that could help you secure the funding for your future home.

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A technician cleaning mold damage in a home.

Mold damage is something that can be prevented and eliminated through routine home maintenance. Your home insurance policy will protect you from many common perils, however, as a homeowner, you still hold certain responsibilities to maintain your home.

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Different homeowners insurance policies have different coverages for power surge damage. You need to double-check your policy to understand whether or not you are covered. There are additional ways to protect your home and devices, including home warranties, equipment breakdown coverage, and surge protectors. Additionally, because Texas is one of the most vulnerable states to power surge damage, it’s important to shop and compare carriers who offer protection at the lowest possible price.

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There are around 7 million homeowners in the state of Texas, many of whom understand the importance of protecting their property. Your home is much more than a structure and there is a lot to consider. Everything from your home’s appliances to your personal possessions to additional structures on your property is at risk of…

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