Minimum Car Insurance Liability Requirements by State

June 4, 2025 |

Here’s a detailed breakdown of the minimum required limits and types of car insurance coverage required for each state in the U.S.: 1. Alabama Bodily Injury Liability: $25,000 per person / $50,000 per accident Property Damage Liability: $25,000 per accident Explanation: Covers medical expenses and property damage caused to others if you are at fault…

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How Does My Mortgage Escrow Pay My Home Insurance?

June 3, 2025 |

When you have a mortgage, your lender might require you to set up an escrow account to ensure that property taxes and homeowner’s insurance are paid on time. Here’s how the process typically works: Setting Up the Escrow Account: When you close on your home, your lender will often set up an escrow account for…

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stack of coins and car keys on desk

High or Low Deductible Car Insurance: What Texans Should Know

June 3, 2025 |

Cheap full coverage auto insurance combines these coverages with liability coverage and maintaining a higher deductible is key for keeping costs low, but whether or not this is the best move for you hinges on multiple factors. Take a closer look at high deductible vs. low deductible car insurance policies and determine which option works best for your needs.

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Insuring a Red Car and Other Car Myths in Texas

June 3, 2025 |

Take a closer look at some common myths about auto insurance and how you can actually avoid overpaying for your coverage whether you drive a red car, blue car, or any other color in the rainbow!

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How Your Insurance Score Affects Your Home & Auto Premium in Texas

June 3, 2025 |

Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score to determine premiums, among other things, the Texas Department of Insurance (TDI) regulates these actions…

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