How To Get a WPI-8 Certificate To Lower Your TWIA Windstorm Insurance

April 8, 2024 |

In Texas, the WPI-8 certificate, often referred to as the “Windstorm Certificate” or “Windstorm Inspection Certificate,” is a document that shows a particular building or structure has been inspected and certified to meet the windstorm building code requirements set by the Texas Department of Insurance (TDI). These requirements are designed to ensure that structures are…

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Manufactured Homes

Manufactured Homes, Mobile Homes, and Travel Trailers

April 4, 2024 |

Manufactured homes that were once called mobile homes and single- and double-width mobile homes are factory-built homes designed and built to the precise specifications of the U.S. Department of Housing and Urban Development federal building code. Prefabricated houses are completely built in a factory and then transported to their place of establishment. Once they reach…

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A vehicle driving through a flooded street in Texas

How Texas Earned the Nickname “Flash Flood Alley”

April 3, 2024 |

This section of North America is one of if not the most susceptible places for flash flooding to occur. A Texas flash flood can affect many other places such as Houston, TX, or Galveston, TX, for other reasons, but throughout the heart of Hill Country and beyond, Texas flooding is mostly caused by rapid, heavy rainfall that can destroy vehicles, homes, and lives.

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The Inflation Rate in Texas Is Raising Home Insurance Rates

April 3, 2024 |

Inflation touches virtually any industry and this includes insurance. Having home insurance is important and the job of your provider is to help you rebuild your home in the event of a loss. But in this arrangement, it can be easy for homeowners to forget that insurance carriers are indeed businesses that are affected by the same economic factors any other business may be facing.

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Cheap Car Insurance: How to Lower Your Rates in Texas

April 2, 2024 |

The unfortunate truth is that Texan drivers pay more for coverage. We continue to rank within the top 10 states in the nation for the highest auto rates. Featuring a large population and more roads than any other state, cheap car insurance is a necessary component for any driver.

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