Texas Insurance Informative Articles

Hail Damage

Texas Hail Damage: Is It Covered by Home or Auto Insurance?

December 29, 2020 | 0 Comments

Golf balls, baseballs, whatever you like. A hail storm can come out of nowhere and drive down pellets of all sizes onto your property. It’s very easy to see how hail could cause damage to your home or car. While your homeowners insurance covers you from a lot of different types of weather, your auto…

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Home Insurance Companies

Understanding Home Insurance Costs: A Comprehensive Guide

October 27, 2020 | 0 Comments

When you apply for home insurance, insurance companies employ a detailed process known as underwriting to assess the risk involved in insuring your property. This process determines whether they will offer you a policy and at what premium. The term “premium” refers to the amount you pay for your insurance coverage. Since each insurance company…

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W hat is Replacement cost vs Actual cash value coverage?

For Texas Home Insurance – What Is Replacement cost vs Actual cash value coverage?

October 27, 2020 | 0 Comments

Replacement cost coverage pays to repair or replace your house and personal property at current prices. For example, say you bought a new roof 10 years ago and the current price for a new roof is $10,000. If you have to replace your entire roof after a storm, a replacement cost policy would pay for a…

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Texas Auto Insurance Pay For A Rental Car

Will Texas Auto Insurance Pay For A Rental Car?

October 27, 2020 | 0 Comments

If your accident was caused by another driver, the other driver’s insurance company will pay for you to rent a car. You can keep the rental car for the time the company believes is reasonable for your car to be repaired. The company will base the amount of time on the estimated number of hours…

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Insurance Claims Tips and Tricks

Texas Auto Insurance Claims Tips and Tricks

October 27, 2020 | 0 Comments

To help make the claim process go smoothly, follow these tips: Get the other driver’s name, address, phone number, and license plate number. Write down the exact name of the other driver’s insurance company, the company’s phone number, and the policy number. To save time, take a picture of the other driver’s insurance card. If the…

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