Texas Insurance Informative Articles
Golf balls, baseballs, whatever you like. A hail storm can come out of nowhere and drive down pellets of all sizes onto your property. It’s very easy to see how hail could cause damage to your home or car. While your homeowners insurance covers you from a lot of different types of weather, your auto…
Read MoreWhen you apply for home insurance, insurance companies employ a detailed process known as underwriting to assess the risk involved in insuring your property. This process determines whether they will offer you a policy and at what premium. The term “premium” refers to the amount you pay for your insurance coverage. Since each insurance company…
Read MoreReplacement cost coverage pays to repair or replace your house and personal property at current prices. For example, say you bought a new roof 10 years ago and the current price for a new roof is $10,000. If you have to replace your entire roof after a storm, a replacement cost policy would pay for a…
Read MoreIf your accident was caused by another driver, the other driver’s insurance company will pay for you to rent a car. You can keep the rental car for the time the company believes is reasonable for your car to be repaired. The company will base the amount of time on the estimated number of hours…
Read MoreTo help make the claim process go smoothly, follow these tips: Get the other driver’s name, address, phone number, and license plate number. Write down the exact name of the other driver’s insurance company, the company’s phone number, and the policy number. To save time, take a picture of the other driver’s insurance card. If the…
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