Home & Property Insurance
Hiring a Contractor Checklist and Tips for Texans
As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project,…
Read MoreTexas Manufactured Homes, Mobile Homes and Travel Trailers
Manufactured homes once referenced as single-wide and double-wide mobile homes and mobile homes are factory-built houses engineered and constructed to the precise specifications of the U.S. Department of Housing and Urban Development’s federal building code. Manufactured homes are completely built in a factory and then transported to the home site. Once they arrive at their…
Read MoreTexas RV Insurance: What You Need to Know
For an RV insurance quote please use this link: Online RV Insurance Quotes A recreational vehicle, abbreviated as RV, is a motor vehicle or trailer which includes living accommodations designed for housing. If you love to travel you might consider exchanging your house or apartment for a home on wheels. Owning an RV can come…
Read MoreProgressive Car Insurance & Home Owners Insurance In TX: The Facts
Progressive started operations in March 1937. Its founders’ main objective was to offer consumers basic insurance in an innovative way and at affordable prices. In its early years, Progressive introduced the first drive-in claims location in Ohio. During the 1950s and 1960s, the company diversified and included motorcycles and other motorbikes in their products insured.…
Read MoreSafeco Car Insurance & Home Owners Insurance In TX: The Facts
Founded in Seattle, Washington, in 1923, “General Insurance Company of America” initiated operations as a property and casualty insurance. The company started earning recognition for its competitive prices and good customer service, allowing them to expand its operations to other states. It was until 30 years later that it created a subsidiary called Selective Auto…
Read More5 Considerations About Texas Renter’s Insurance
Here are 5 considerations about texas renters insurance the most important factors to discuss while thinking of buying renters insurance. Landlord’s insurance: You are not necessarily covered by your landlord’s insurance. That covers the building structure and common areas, whereas your personal renter’s insurance covers your belongings within the unit. What does the renter’s insurance…
Read MoreTexas Jewelry Coverage In Home Owners Policy
With a homeowner’s insurance policy, you may think all your belongings are covered in case of disaster. Unfortunately, this isn’t always true. Homeowner’s insurance doesn’t cover everything, and some valuable items may not be covered, or may not be covered up to their full replacement cost. This is especially true with expensive jewelry, which is where jewelry floater…
Read MoreTexas Home Insurance – What is ‘Loss of Use’ coverage?
Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made. Loss of use coverage can help reimburse you for hotel, restaurant and other living expenses…
Read MoreTX Home Insurance – What is Other Structures Coverage?
Other Structures Coverage (Coverage B) is the portion of your home insurance policy that covers the cost of rebuilding or repairing structures on your property other than your home if they’re damaged because of a covered peril such as fire, wind, or hail. This includes detached garages, sheds, and other detached buildings on your property –…
Read MoreTexas Vacation Home Insurance Costs & Coverages
What Is Vacation Home Insurance Coverage? Vacation home insurance is a type of homeowners insurance that’s designed to cover the unique needs of a vacation home, from adverse weather (especially if your home is near the beach) to the extra risks of crime and vandalism in a home that you occupy only part-time. If you…
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